

Cole Holmes
VP, Texas Region Sales

Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Fast, friendly, efficient and professional. When no one else could get us approved for a mortgage loan, Cole and his team got the approval! I would highly recommend using Cole Holmes at Waterstone Mortgage Corporation!
Cole and Karen from Waterstone mortgage were professional and a pleasure to work with. My loans were processed efficiently and we closed quickly. It's nice to have a local provider too get things done smoothly.
Cole Holmes, and his whole team, was so helpful during this home buying process! In a time that can be very stressful, he brought us such peace and ease. I highly recommend using him and have only amazing things to say about the character and...
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Cole and his team are top notch. We were informed, educated and communicated with throughout the entire process.Waterstone truly makes you feel like you are their only client.
Cole, Karen and team seamlessly guide you through the home buying process with effective communication and deep market/industry knowledge. They connect directly with your realtor eliminating all stress while working through the financing process....
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Reply from Owner
March 5th, 2021 12:00 AM
Thank you for this review, mgoshgarianx4! We're glad to hear Cole and his team were with you throughout every step of the process. We hope you'll return to Cole and Waterstone with any future homebuying or refinancing needs.
We refinanced our home through Cole Holmes at Waterstone Mortgage and we’re pleasantly surprised at how painless it was! The entire team was professional, responsive, and friendly. They had automated a lot of the paperwork, which made the process...
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Reply from Owner
March 5th, 2021 12:00 AM
Thank you for this review, Tina. We're glad to hear Cole was able to provide you a smooth and easy refinancing. Keep in touch, don't be a stranger!
The entire process was seamless! Cole and his team were very honest and helpful from start to end.
This isn’t my wife and I’s first rodeo dealing with a lender but it most definitely was the best experience we’ve had with one! Cole kept us in the loop the entire time. We never had to ask a single question about where we were at in the process....
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Reply from Owner
January 14th, 2021 12:00 AM
Thank you for this glowing review, Chris, and the 5-stars. We agree, Cole always goes the extra mile. We're happy Cole and Waterstone Mortgage have earned your trust and we look forward to working with you again in the future for all your homebuying...
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Hands down, Cole Holmes at Waterstone Mortgage and his team exceeded our expectations during our home buying journey. He and Karen were proactive, knowledgeable, and available to address our needs to ensure a successful close. Grateful to have...
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Reply from Cole Holmes at Waterstone Mortgage ...
November 24th, 2020 03:49 PM
Thank you for this review, Efren. The team and I are glad we were able to beat your expectations. Don't be a stranger!
It is without hesitation that I reccomend Cole Holmes and the Waterstone Team for making our home purchase experience a pleasant one. From the outset, he was dedicated to getting us the best rate possible, and the team guided us patiently to...
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Reply from Cole Holmes at Waterstone Mortgage ...
November 19th, 2020 10:27 PM
Thank you for sharing your experience and congrats on the new home, Clay! The team and I were thrilled we were able to provide you with a positive homebuying experience and were able to aid in a smooth close! We look forward to working with...
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions