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Christine Tinio

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Loan Officer | NMLS #2582740

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New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we ha...... Show More
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Overall Ratings
4.82
(14)
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Reviews from Web
  • 5.0
    Encompass
    C
    Cynthia S
    Corona, CA
    Posted on May 20th, 2026 04:08 PM
    Christine was very personable while still be prof
    Reply from Christine Tinio
    June 1st, 2026 08:05 PM
    I'm grateful for your kind words, Cynthia. It's nice to know that you found my approach both personable and professional. If there's anything more you need or any questions you have, please let me know.
  • 5.0
    Encompass
    L
    Laura M B
    Jacksonville, NC
    Posted on May 11th, 2026 02:43 PM
    Very easy to get everything done, quickly, Christine reached out to us when it was a good time to refinance and got us taken care of.
    Reply from Christine Tinio
    May 21st, 2026 02:43 PM
    I'm pleased to hear that the refinancing process was easy and efficient for you, Laura. It's great to know that reaching out at the right time was helpful. If you need anything else, I'm here to assist.
  • 5.0
    Encompass
    J
    Jonathan C S
    Jacksonville, NC
    Posted on May 8th, 2026 02:28 PM
    Christine and team did an outstanding job. They ensured communication was open and that they were answering any questions that my wife and I may have had.
    Reply from Christine Tinio
    May 18th, 2026 02:28 PM
    I'm happy to hear that you and your wife felt well-supported through open communication, Jonathan. Thank you for recognizing the efforts of my team and me. If there's anything else you need, please feel free to reach out.
  • 4.83
    Encompass
    L
    Laura W
    St Petersburg, FL
    Posted on April 26th, 2026 03:47 PM
    Christine was very personable and got right back to me when I had a question. Although the closing was later than expecte, it went smoothly once set.
    Reply from Christine Tinio
    May 6th, 2026 03:47 PM
    I'm glad to hear that you found me personable and responsive, Laura. I apologize for the delay in closing, but I'm pleased it went smoothly once everything was set. If you have any further questions or need assistance, feel free to reach out...
    read more
  • 4.16
    Encompass
    M
    Michael A C
    LIVONIA, MI
    Posted on April 12th, 2026 06:06 PM
    Good communication. Quick responses to our questions. Clear information. We however are still awaiting funds in our account. We closed Monday, today is the following Sunday with to deposit.
    Reply from Christine Tinio
    April 22nd, 2026 06:07 PM
    Thank you for highlighting the good communication and quick responses, Michael. I understand it's concerning to still be awaiting the funds, and I apologize for any inconvenience this may cause. Please reach out to me directly so we can address...
    read more
  • 4.83
    Encompass
    F
    Fe J T
    North Las Vegas, NV
    Posted on April 1st, 2026 02:09 PM
    Christine Tinio was so helpful and patient with me all through the process. She update or informed me regarding the loan. It just took a long time to process my refinance app. Vit's sonetimes frustrating because of too much documents required....
    read more
    Reply from Christine Tinio
    April 13th, 2026 05:27 PM
    Thank you for your kind words, Fe. I'm pleased to know that I could be helpful and patient throughout the process. I understand that the documentation can feel overwhelming at times, but I'm glad to hear you're now stress-free. Your recommendation...
    read more
  • 4.5
    Encompass
    B
    Brian M
    Temecula, CA
    Posted on March 13th, 2026 10:51 PM
    Communication during the funding process broke down. It appeared no one in the process from processing to funding could determine exactly when my funding check would be received, or the method of mailing. Although not Christines' fault, it...
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    Reply from Christine Tinio
    March 24th, 2026 01:34 PM
    I appreciate you taking the time to share your experience, Brian. I'm sorry to hear about the communication issues during the funding process and the stress it caused you. It's important to me that every step is clear and smooth for my clients,...
    read more
  • 4.33
    Encompass
    J
    Jose S R
    High Point, NC
    Posted on March 5th, 2026 03:28 PM
    if the fund would had hit on due date 3/3/26 still waiting on the fund today is 3/5/26
    Reply from Christine Tinio
    March 16th, 2026 05:01 PM
    Thank you for sharing your experience you had with New American Funding. Customer satisfaction is our main priority and your feedback is greatly appreciated.
  • 5.0
    Encompass
    E
    Edwin W
    Mebane, NC
    Posted on March 5th, 2026 03:08 AM
    Christine Tinio is a fantastic loan officer. She was consistent from start to finish, delivering excellent customer service and friendly reminders. Thank you for a smooth process.
    Reply from Christine Tinio
    March 16th, 2026 02:42 PM
    We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to contact us, should you need any further assistance.
  • 5.0
    Encompass
    M
    Mack B
    St Petersburg, FL
    Posted on February 26th, 2026 05:42 PM
    The level of service, care, and communication was outstanding
    Reply from Christine Tinio
    March 9th, 2026 02:29 PM
    Thank you for your time to submit a review. New American Funding loves to hear our customers enjoy what we do. Please let us know if we can be of further assistance.
  • 10 of 14
    About
    New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    115
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing