Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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Reviews from Web
Chris is very knowledgeable, professional, and extremely patient. He understood what we wanted and helped us get the loan we needed. He went up and beyond to make sure we had everything in order to get the final approval.
Reply from Chris Ruiz
February 6th, 2025 08:33 PM
Thavisinh, thank you so much for this fantastic review! I'm so glad I could help you achieve your homeownership goals. It was a pleasure working with you, and I truly appreciate you highlighting my knowledge, professionalism, and patience....
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Chris has been great in helping my clients and always provides exceptionsl service and thorough communication.
Reply from Chris Ruiz - Supreme Lending
February 6th, 2025 08:35 PM
Abel, I truly appreciate your kind words. Helping your clients is always a pleasure, and I'm committed to providing that exceptional service and communication every time.
Chris was so knowledgeable and friendly. He made himself available at late hours, and provided so much help with the process. I'd encourage all to work with him and Supreme Lending.
Reply from Chris Ruiz
February 6th, 2025 08:38 PM
Jasmine, thanks so much for the kind words! I really appreciate you taking the time to share your experience. Making the process smooth and accessible is always my goal, so I'm thrilled to hear it was helpful for you. I enjoyed working with...
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Chris Ruiz is helpful, reliable and overall excellent! The clients and I are very thankful for his hard work.
Reply from Chris Ruiz
February 6th, 2025 08:38 PM
Ranjit, thanks so much for the kind words! I really appreciate you taking the time to share your experience. It's always a pleasure working with you and your clients, and I'm thrilled to hear everything went smoothly. I value your trust and...
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Chris was there for us every step of the way, which was really important for us as first time home buyers. I appreciated the fact that he reached out and called us after completion of major milestones in our lending/closing process. He was...
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Reply from Chris Ruiz - Supreme Lending
February 6th, 2025 09:51 PM
Earnest, thank you so much for the fantastic review! As a loan officer at Supreme Lending, helping first-time homebuyers like yourselves navigate the process is truly rewarding. I'm so glad I could be there for you every step of the way and...
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Always explain it for us to understand.exellent services
Reply from Owner
August 8th, 2025 05:58 PM
Thank you, Shivraj, for taking the time to share your thoughts. I'm pleased to hear that my explanations made the process clear and understandable for you. Providing excellent service is a priority for me, and it's rewarding to know it made...
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Made loan process easier for us
Reply from Chris Ruiz - Supreme Lending
August 8th, 2025 05:59 PM
I'm glad to hear that I could make the loan process easier for you, Shivraj. It's always my aim to simplify things and provide support to ensure everything goes smoothly. If there are any more questions you have or if I can assist further,...
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Chris provided a lot of information and support every step of the way. He was very helpful throughout the whole proces.
Reply from Chris Ruiz - Supreme Lending
August 8th, 2025 06:31 PM
Araceli, thank you for sharing your experience. I'm glad to know that the information and support I provided made a difference for you throughout the process. Being helpful at each step is something I strive for, and your feedback reinforces...
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Went above and beyond to help us close on time. Thank you Chris!
Reply from Chris Ruiz - Supreme Lending
August 8th, 2025 06:31 PM
I really appreciate your kind words, Clarissa. It’s great to know that my efforts in ensuring a timely closing made a difference in your experience. I understand how crucial meeting those deadlines can be, and I’m glad I could support you through...
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Chris is the best!
Reply from Chris Ruiz - Supreme Lending
August 8th, 2025 06:32 PM
Thank you, Daniel, for your kind words. I'm truly glad to hear you had such a positive experience. If there's ever anything else I can assist you with, please don't hesitate to reach out. Your feedback means a lot, and I'm always here to help!...
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.