Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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Thank you Chris!
Reply from Chris Ruiz - Supreme Lending
February 22nd, 2025 04:36 PM
Hey Daniel, Thanks for the shout-out! It means a lot to hear that you had a positive experience. Working with you was a pleasure, and I’m glad I could help. If you ever need anything else, feel free to reach out. Take care!
He does a very thorough job and truly cares about his clients. He works hard and get things done quickly
Reply from Chris Ruiz - Supreme Lending
February 22nd, 2025 04:31 PM
Thanks, Jaden! I'm so glad to hear you appreciated the effort I put into making your experience smooth and efficient. It's important to me that my clients feel supported every step of the way, so I'm thrilled that came across. If you ever need...
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chris made this whole experience easy! I never in my life thought buying a first home would be so easy. Chris and Rita went above and beyond for us. Answering phone calls, no matter what time it was emails all throughout the day of questions...
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Reply from Chris Ruiz - Supreme Lending
February 19th, 2025 06:26 PM
Thank you so much, Sarah! I'm really thrilled to hear that you found the home-buying process easy and comfortable. It was a pleasure working with you and being there to answer all your questions. Rita and I are committed to making sure our...
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Chris Ruiz - Supreme Lending has received a review with 5 star rating from Gimi M
Reply from Owner
June 2nd, 2025 11:12 PM
I'm thrilled to hear that you had a positive experience, Gimi. It was a pleasure assisting you with your lending needs. Thank you for your kind words and trust in Supreme Lending.
Kept me up to date on everything going on and walked me through every document
Reply from Chris Ruiz - Supreme Lending
August 8th, 2025 05:57 PM
Gimi, I'm glad to hear that you felt supported throughout the process. Keeping you informed and walking you through each document is a priority for me, ensuring everything is clear and straightforward. If there's ever anything else you need...
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Chris was welcoming, courteous, approachable, patiencely listening to our concerns, his guidance through the process. We felt very comfortable speaking with him. A true professional.
Reply from Owner
February 19th, 2025 06:26 PM
Robert, I truly appreciate your kind words and am thrilled to hear that you had a positive experience. It's important to me that my clients feel comfortable and supported throughout the process, so knowing that you felt this way means a lot....
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Chris was welcoming, courteous, approachable, patiencely listening to our concerns, his guidance through the process. We felt very comfortable speaking with him. A true professional.
Reply from Chris Ruiz - Supreme Lending
February 6th, 2025 08:16 PM
Robert, your kind words mean a great deal to me. I truly appreciate you taking the time to share your experience. Making clients feel comfortable and understood throughout the loan process is always my top priority. I’m so glad I was able to...
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We would not have found a person as kind-hearted and honest as Chris who explained the process to us and even helped us during his day off.
Reply from Chris Ruiz
February 6th, 2025 08:16 PM
Reynaldo, thank you so much for your kind words. Helping you find the right loan was truly my pleasure. I’m so glad I could be there for you, even on my day off – it’s important to me that my clients feel supported every step of the way. It...
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Chris and Rita made the whole process quick and easy. Couldn’t ask for a better experience in securing a home!
Reply from Owner
February 6th, 2025 08:18 PM
Danzan, thank you so much for the kind words! I'm so glad to hear that Rita and I were able to make your home buying experience smooth and stress-free. That's always our goal here at Supreme Lending. We truly appreciate your business and wish...
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Chris was very very helpful and attentive to our needs. He provided all the necessary documentation and information in a timely fashion upon request. And he kept us informed about our progress through the whole process!
Reply from Chris Ruiz
February 6th, 2025 08:19 PM
Danzan-Nyma, thank you so much for the wonderful review! I truly appreciate you taking the time to share your experience. It was a pleasure working with you and I'm thrilled I could help you through the process. Making sure my clients are well-informed...
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.