Chris Oldham
Sr Mortgage Lender
Hi, I’m Chris Oldham, a mortgage lending professional with over 25 years of experience in the financial industry. I hold a degree in Economics from the University of Missouri–Kansas City, which gives me a strong foundation in financial mark... Show More
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Competent team to work with.
Reply from Chris Oldham
September 12th, 2026 12:19 AM
Thank you for your positive feedback, Randi. I'm pleased to hear that you found our team competent to work with. It was a pleasure assisting you, and we appreciate your trust in First Federal Bank.
We had many obsticles involving timelines and opposition. Chris had a calm focus in tackling the problems and ensuring we got this all accomplished on time. There was a lot of back and forth, Chris was always professional and reassuring, though...
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Reply from Chris Oldham
September 12th, 2026 12:19 AM
Thank you so much, beautiful home! So happy to be part of your real estate purchase, appreciate all!
Thank you, Chris, for your invaluable help and support throughout the refinancing process. You made everything incredibly easy, seamless, and stress-free!
Reply from Chris Oldham
September 12th, 2026 12:19 AM
I'm thrilled to hear that your refinancing process was easy and stress-free. It was a pleasure assisting you, and I greatly appreciate your kind words.
His communication and commitment were just awesome.
Reply from Chris Oldham
September 12th, 2026 12:19 AM
I'm thrilled to hear that you were happy with the communication and commitment I provided. Thank you for your kind words, Karyl. It was a pleasure working with you at First Federal Bank.
Chris helped me with my purchase in CA in 2022 and now here in WA in 2025. I reached out to him again cos I was very satisfied with him back in 2022 and he is always great!! Very responsive and explains thoroughly, and most of all, always competitive....
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Reply from Chris Oldham
September 12th, 2026 12:19 AM
Thanks Haely, beautiful home, so excited for you! Thank you again!
Chris was actually outstanding but the one thing that was either intentional missed or incidentally missed in to mainta that 1000% love this guy is the fact that the interest rate before close wasn't recalculated and I late found on the day...
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Reply from Chris Oldham
September 12th, 2026 12:19 AM
Thank you so much! Really do appreciate the trust and the business. The 4.99% for VA loans is done with a temporary buydown, which is temporary, I loved our structure and the fixed rate, and will be in touch for our streamlined VA refinance...
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Chris was professional, knowledgeable and was engaged throughout. Absolutely will recommend his services.
Reply from Chris Oldham
September 12th, 2026 12:19 AM
Thank you so much! Appreciate the trust with your refinance, thank you again!
Chris, Mrs. Shanda and their team are awesome! They expedited the process for me due to my unique position; short timeline to closing due to my previous lender. I cant say enough how great they are! They got me lower interest rate, communication...
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Reply from Chris Oldham
September 12th, 2026 12:19 AM
Wow, John, this review truly made my day! Mrs. Shanda and the rest of the team here at First Federal Bank work incredibly hard to provide smooth and efficient experiences for everyone, and it's so rewarding to hear that our efforts paid off...
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Chris Oldham was amazing. I reached out to several lenders and he got me the best rate! He was always responsive when I asked a question and pulled numbers for me at least every other day without hesitation. I would highly recommend him.
I have 0 complaints! The best lender I have ever worked with!
Reply from Chris Oldham
September 12th, 2026 12:19 AM
I'm so thrilled to hear your positive feedback, Yanyan! Your satisfaction is my top priority, so it's wonderful knowing you regard me as the best lender you've worked with. If there's anything else you need in the future, don't hesitate to...
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About
Hi, I’m Chris Oldham, a mortgage lending professional with over 25 years of experience in the financial industry. I hold a degree in Economics from the University of Missouri–Kansas City, which gives me a strong foundation in financial markets and lending strategy. As a Gulf War veteran, I have great respect for the dedication of military members and their families, and I’m passionate about helping them achieve the dream of homeownership. I also stay active in community events and initiatives, giving back to the place I’m proud to call home. If you’re searching for a lender who combines experience, integrity, and personal care, I’d be honored to guide you through the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #133014