

Chris Oldham
Sr Mortgage Lender

Hi, I’m Chris Oldham, a mortgage lending professional with over 25 years of experience in the financial industry. I hold a degree in Economics from the University of Missouri–Kansas City, which gives me a strong foundation in financial mark... Show More
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Chris is straight forward, gave me rates upfront without collecting my whole life history. I appreciated that. No games. The process after choosing him and First Federal was easy and went smooth. Lots of communication and he always picked up...
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Reply from Chris Oldham
October 15th, 2026 03:46 PM
I'm glad to hear that you appreciated the straightforward approach, Lisa. Providing rates upfront and maintaining open communication are important to me at First Federal Bank Mortgage Lenders. It's great to know the process was smooth for you....
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Fantastic experience from start to finish. Professional, responsive, knowledgeable, and always a step ahead. Chris made the entire mortgage process incredibly smooth and stress-free. Couldn’t have asked for a better experience. Highly recommend!...
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Reply from Chris Oldham
September 12th, 2026 12:19 AM
Mark, I appreciate your kind words and recommendation. I'm glad to hear that you found the mortgage process smooth and stress-free. Thank you for sharing your positive experience.
This is the third time using Chris and he has been absolutely amazing each time. I challenged him with a complex transaction this time and he navigated each hurdle and helped the process move quickly and efficiently. Couldn't be more pleased....
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Thanks Chris! It was wonderful experience working with you. Chris is very patient and always answered to all the doubts. This is the first time I bought home and trust i was lucky to have him as lender. I requested him for early closing he...
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Chris is a great person to work with! The entire process was smooth, especially in the middle of a pandemic!! He communicated very well and kept me updated as to the process. He answered every email promptly, in most cases less than an hour....
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Our experience ultimately was very positive, though it took several days after closing for us to fully appreciate it. Our mortgage process was extraordinarily complicated and unpleasant—every realtor and attorney involved said they had never...
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Reply from Chris Oldham
November 10th, 2026 06:31 PM
Thomas, I appreciate your detailed feedback and am glad that we ultimately achieved a positive outcome for your mortgage process with First Federal Bank Mortgage Lenders. I understand the challenges you faced and am pleased that my efforts,...
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Chris was very helpful and easy to
communicate with! He made a stressful process feel easier.
Reply from Chris Oldham
November 5th, 2026 08:06 PM
I'm happy to hear that I could make the process feel easier for you, Niya. At First Federal Bank Mortgage Lenders, I strive to ensure helpful and open communication throughout each step.
Was patient with us to get the loan closed with several delays.
matt
Reply from Chris Oldham
October 27th, 2026 05:41 PM
I'm glad I could be patient and help you through the loan process despite the delays, Angela. At First Federal Bank Mortgage Lenders, ensuring a successful outcome for our clients is always my priority.
Chris got me a good rate but overall The bank processes could be improved.
Reply from Michael Zerr
October 23rd, 2026 02:53 PM
Thank you for your feedback, Ogochukwu. We're pleased to hear that Chris was able to secure a good rate for you. We appreciate your insights on our processes at First Federal Bank Mortgage Lenders and will certainly consider them as we work...
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Great experience. Very transparent and great communication throughout the process.
Reply from Chris Oldham
October 5th, 2026 01:33 PM
I'm pleased to know that you had a great experience, Fernando. Transparency and clear communication are key aspects I strive for at First Federal Bank Mortgage Lenders. Thank you for sharing your positive feedback!
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About
Hi, I’m Chris Oldham, a mortgage lending professional with over 25 years of experience in the financial industry. I hold a degree in Economics from the University of Missouri–Kansas City, which gives me a strong foundation in financial markets and lending strategy. As a Gulf War veteran, I have great respect for the dedication of military members and their families, and I’m passionate about helping them achieve the dream of homeownership. I also stay active in community events and initiatives, giving back to the place I’m proud to call home. If you’re searching for a lender who combines experience, integrity, and personal care, I’d be honored to guide you through the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #133014