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Chris Fulton - Luminate Bank - Loan Originator in Sarasota, FL

Chris Fulton - Luminate Bank

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Loan Originator

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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
  • Encompass
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    David A
    BRADENTON, FL
    Posted on August 12th, 2025 11:12 PM
    Chris was very informative during the loan process.
    Reply from Chris Fulton - Luminate Bank
    August 13th, 2025 02:14 AM
    Thank you for your five star 🌟 review. My team and I were very happy to help!
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    Nancy P
    Posted on August 12th, 2025 04:25 AM
    Chris Fulton's experience and dedication create the perfect combination for his clients' needs. He has sound advice and a plan to help you get where you need to be to maximize your opportunities. I highly recommend Chris Fulton.
    Reply from Owner
    August 13th, 2025 02:12 AM
    Thank you for the positive review Nancy! I was happy to help answer some questions for you and hopefully help you buy your next home. Let me know if I can answer any more questions.
  • RequestAReview
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    Nancy G
    Valrico, Florida
    Posted on August 12th, 2025 04:22 AM
    Chris understands not only various loans and finances but also available options. His experience and dedication to his clients create the perfect combination. I highly recommend Chris Fulton.
    Reply from Chris Fulton - Luminate Bank
    August 12th, 2025 11:48 AM
    Thank you Nancy! I appreciate the opportunity to assist you. Please let me know if you have any other questions.
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    Jennifer B
    Posted on August 11th, 2025 05:45 PM
    Plain and simple, Chris is just a stand up guy. He is constantly looking for ways to make things better for everyone involved. I love working with Chris and would recommend him to anyone!
    Reply from Owner
    August 12th, 2025 11:49 AM
    Thank you very much Jenn. I truly appreciate your kind words!
  • RequestAReview
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    Christa S
    Sarasota
    Posted on August 9th, 2025 09:57 PM
    Very helpful, responsive and knowledgable.
    Reply from Chris Fulton - Luminate Bank
    August 12th, 2025 11:50 AM
    Thank you Christa! As a fellow loan officer I appreciate the opportunity to sometimes work with buyers who need a non-traditional mortgage or down payment assistance. Thank you for trusting me with those buyers.
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    Sean D P
    Posted on August 9th, 2025 08:04 PM
    Chris Fulton - Luminate Bank has received a review with 5 star rating from Sean D P
    Reply from Owner
    August 12th, 2025 11:55 AM
    Thank you Sean for allowing my team and I to serve as your loan team. I truly appreciate the opportunity and I'm glad everything went smoothly with your sale and new purchase.
  • RequestAReview
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    Sean D
    Lakewood Ranch, Florida
    Posted on August 9th, 2025 08:03 PM
    Chris was cool calm and collected whereas we had some anxiety from time to time. He was there for us the entire time and talked us through to make certain we were comfortable and satisfied customers!
    Reply from Chris Fulton - Luminate Bank
    August 12th, 2025 11:53 AM
    No matter how many mortgages I close the clients are always nervous. It's just the way it is. I have closed loans for just about everyone in the process included real estate closers personal homes and thy still get nervous. It's our job to...
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    Brian D
    NORTH PORT, FL
    Posted on August 8th, 2025 09:31 PM
    Up front and personal - this is our second time we used Chris.
    Reply from Chris Fulton - Luminate Bank
    August 8th, 2025 10:39 PM
    Thank you for the second opportunity to help you purchase a home here in Florida. I truly appreciate your trust in my team!
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    Brandi F
    Posted on August 8th, 2025 07:05 PM
    Chris Fulton - Luminate Bank has received a review with 5 star rating from Brandi F
    Reply from Owner
    August 9th, 2025 04:00 PM
    Thank you for trusting my team and I with your buyers and sellers. I look forward to many more years of helping our clients close on their dream homes!
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    Brandi F
    Sarasota, Florida
    Posted on August 8th, 2025 07:03 PM
    Chris is fantastic with walking our clients through the process of getting a loan. It can be a scary time for buyers but he makes sure they are comfortable.
    Reply from Chris Fulton - Luminate Bank
    August 9th, 2025 12:11 AM
    Thank you for your continued partnership. It's important to me that buyers feel at ease and informed throughout, so your feedback means a lot. If there's ever anything else I can do to assist, please let me know!
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    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    What is the Search Rank Score®?
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    Memberships
    • NMLS
    • President of Sertoma Club of Greater Sarasota
    • Realtors Association of Sarasota and Manatee
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    Addresses and Serving Areas

    Year Started

    2015

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #1359451
    Gallery
    Chris Fulton - Luminate Bank - Gallery Photo
    Chris Fulton - Luminate Bank - Gallery Photo
    Awards
    Sertoman of the Ye...
    Achievements
    • Sertoman of the Year Award
    Hobbies
    • Family
    • Fishing
    • Soccer
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    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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