

Chris Fulton - Luminate Bank
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Chris was very informative during the loan process.
Reply from Chris Fulton - Luminate Bank
August 13th, 2025 02:14 AM
Thank you for your five star 🌟 review. My team and I were very happy to help!
Chris Fulton's experience and dedication create the perfect combination for his clients' needs. He has sound advice and a plan to help you get where you need to be to maximize your opportunities.
I highly recommend Chris Fulton.
Reply from Owner
August 13th, 2025 02:12 AM
Thank you for the positive review Nancy! I was happy to help answer some questions for you and hopefully help you buy your next home. Let me know if I can answer any more questions.
Chris understands not only various loans and finances but also available options. His experience and dedication to his clients create the perfect combination.
I highly recommend Chris Fulton.
Reply from Chris Fulton - Luminate Bank
August 12th, 2025 11:48 AM
Thank you Nancy! I appreciate the opportunity to assist you. Please let me know if you have any other questions.
Plain and simple, Chris is just a stand up guy. He is constantly looking for ways to make things better for everyone involved. I love working with Chris and would recommend him to anyone!
Reply from Owner
August 12th, 2025 11:49 AM
Thank you very much Jenn. I truly appreciate your kind words!
Very helpful, responsive and knowledgable.
Reply from Chris Fulton - Luminate Bank
August 12th, 2025 11:50 AM
Thank you Christa! As a fellow loan officer I appreciate the opportunity to sometimes work with buyers who need a non-traditional mortgage or down payment assistance. Thank you for trusting me with those buyers.
Chris Fulton - Luminate Bank has received a review with 5 star rating from Sean D P
Reply from Owner
August 12th, 2025 11:55 AM
Thank you Sean for allowing my team and I to serve as your loan team. I truly appreciate the opportunity and I'm glad everything went smoothly with your sale and new purchase.
Chris was cool calm and collected whereas we had some anxiety from time to time. He was there for us the entire time and talked us through to make certain we were comfortable and satisfied customers!
Reply from Chris Fulton - Luminate Bank
August 12th, 2025 11:53 AM
No matter how many mortgages I close the clients are always nervous. It's just the way it is. I have closed loans for just about everyone in the process included real estate closers personal homes and thy still get nervous. It's our job to...
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Up front and personal - this is our second time we used Chris.
Reply from Chris Fulton - Luminate Bank
August 8th, 2025 10:39 PM
Thank you for the second opportunity to help you purchase a home here in Florida. I truly appreciate your trust in my team!
Chris Fulton - Luminate Bank has received a review with 5 star rating from Brandi F
Reply from Owner
August 9th, 2025 04:00 PM
Thank you for trusting my team and I with your buyers and sellers. I look forward to many more years of helping our clients close on their dream homes!
Chris is fantastic with walking our clients through the process of getting a loan. It can be a scary time for buyers but he makes sure they are comfortable.
Reply from Chris Fulton - Luminate Bank
August 9th, 2025 12:11 AM
Thank you for your continued partnership. It's important to me that buyers feel at ease and informed throughout, so your feedback means a lot. If there's ever anything else I can do to assist, please let me know!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- NMLS
- President of Sertoma Club of Greater Sarasota
- Realtors Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1359451
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Awards
Sertoman of the Ye...
Achievements
- Sertoman of the Year Award
Hobbies
- Family
- Fishing
- Soccer
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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