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Guild Mortgage - Chris Cummings
Senior Loan Officer | NMLS# 429782

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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I chose Great because the file closed on time (well it was a day late but that wasn't because of Guild... it was because of the other lender on the contingent property). I love Guild and that Guild holds their mortgages. The only thing I might...
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It was a great experience, everything was so simple & smooth, Chris was fantastic to work with and really went above and beyond to make sure the process went as easy for us clients as possible If we had to do it over we wouldn't change a thing...
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Reply from Chris Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm delighted to hear that you had such a positive experience, Timothy. Making the process simple and smooth is always my goal, and I'm glad to know that my efforts to go above and beyond made a difference for you. Your satisfaction means a...
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I can't say enough good things about working with Chris Cummings! He recently helped one of my real estate clients with their loan, and—as always—he did a stand-up job. Chris is reliable, responsive, and always keeps the ball moving forward....
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Reply from Chris Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm truly grateful for your kind words, Nicole. It's rewarding to know that my efforts in providing a reliable and responsive service have made the loan process smooth and worry-free for you and your clients. Trust is such an important element...
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Chris is the best - knowledgeable, professional - you can trust if he is the loan officer that things will have a good ending.
Reply from Chris Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
Thank you so much for your thoughtful words, Mary. It's great to know that you find me knowledgeable and professional. Trust is incredibly important in this process, and I'm pleased that I could provide you with the reassurance you needed....
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Chris made the process quick and easy to understand from the pre-qual, all the way to closing. If I had any questions or concerns Chris responded quickly and made sure I was informed and felt secure. My family has been going with Chris for...
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Chris made the process quick and easy to understand from the pre-qual all the way to closing. If I had any questions or concerns Chris responded quickly and made sure I was informed and felt secure. My family has been going with Chris for years...
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Reply from Chris Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
It's wonderful to hear that the process was both quick and easy for you. Ensuring everything is understandable from pre-qualification to closing is something I strive for, and I'm glad that my responses were prompt and helpful. It means a lot...
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Guild Mortgage - Chris Cummings has received a review with 5 star rating from Jim B
Chris did an exceptional job working with my clients. I have had previous experience similar with other home buyers. Great communication while processing the loan. Offered several options to my clients. Thanks Chris
Reply from Chris Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm thrilled to hear that you and your clients had such a positive experience. Providing great communication and a variety of options is always a priority. Thank you for your kind words and for choosing Guild Mortgage.
Did a great job in a short amount of time. There was about a 1.5 week delay in getting the contract signed by the builder and this limited the amount of time until our scheduled closing date. Chris, was still able to get everything done just...
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There were delays getting things started due to the builder being out of town and unable to sign the paperwork. Chris was still able to meet our original timeline on a now much compressed schedule. I greatly appreciate him being able to accomplish...
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Reply from Chris Cummings - Guild Mortgage
August 26th, 2025 08:39 PM
I'm glad to hear that we were able to meet your original timeline despite the initial delays. It was a pleasure assisting you with your purchase, and I appreciate your kind words. I look forward to the opportunity to work with you again in...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 429782
Disclaimer
I am authorized to do business in the states of Arkansas, Kansas, Missouri and Oklahoma.; NMLS ID: 429782; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.