Guild Mortgage - Cheltsea Bess
Loan Officer | NMLS# 2021085
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Cheltsea is very always one step ahead. She keeps the agent and buyer informed through out the transaction. She is amazing to work with.
Reply from Guild Mortgage - Cheltsea Bess
July 16th, 2026 03:52 PM
I appreciate your kind words, Lindee. I'm glad to know that you found my approach helpful in keeping everyone informed throughout the transaction. It was a pleasure working with you!
Cheltsea was amazing. She worked hard, answered my questions, responded quickly and made the whole process easy and quick. I would recommend her and HAVE recommended her to others for sure.
Cheltsea was amazing. She worked hard, answered my questions, responded quickly and made the whole process easy and quick. I would recommend her and HAVE recommended her to others for sure.
Reply from Cheltsea Bess
July 10th, 2026 07:29 PM
Thank you so much for your kind words, Gina. I'm grateful to hear that you found the process easy and quick, and I appreciate your recommendations to others. If you ever have more questions or need assistance in the future, I'm here to help....
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Cheltsea is an amazing loan officer, she's very helpful and explains every little detail about a loan. We are glad to have worked with her
Reply from Cheltsea Bess
June 18th, 2026 09:03 PM
Thank you for your kind words, Andres. I'm happy to hear that you found my assistance helpful and that the details were clear for you. It was a pleasure working with you!
Guild Mortgage - Cheltsea Bess has received a review with 5 star rating from Jeanette D
Cheltsea was great at communicating and getting the loan done with the best out come for my clients.
Reply from Cheltsea Bess
June 15th, 2026 03:04 PM
I'm glad to hear that you were pleased with the communication and outcomes for your clients, Jeanette. It's always my goal to ensure the best results in the loan process. If you have any more needs or questions in the future, feel free to reach...
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Cheltsea is incredibly knowledgeable, yet has a gift for explaining things in a way that’s easy to understand. She is kind, attentive, and consistently went above and beyond to make sure we had everything we needed. We truly appreciated her...
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Chelsea is incredibly knowledgeable, yet has a gift for explaining things in a way that’s easy to understand. She is kind, attentive, and consistently went above and beyond to make sure we had everything we needed. We truly appreciated her...
read more
Reply from Cheltsea Bess
May 4th, 2026 04:40 PM
I'm pleased to know that you appreciated my support, Neashia. It's important to me to make things understandable and ensure you have everything you need. If there's anything else I can do for you, please don't hesitate to reach out.
Cheltsea was amazing! So responsive and so helpful! We were first time homebuyers so we didn't know all the ins and outs. Cheltsea was always there to help make sure we felt confident. We had a great experience with her.
Reply from Cheltsea Bess
May 1st, 2026 03:23 PM
I'm grateful to hear that you had a great experience, Allie. It was my pleasure to help you feel confident as first-time homebuyers. If you ever have more questions or need assistance in the future, I'm always here to help.
Guild Mortgage - Cheltsea Bess has received a review with 5 star rating from Amanda M (
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Year Started
1960
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 2021085
Disclaimer
I am authorized to do business in the state of Utah.; NMLS ID: 2021085; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.