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Charley Perry - Mortgage Loan Originator | NMLS# 145480 in Little Falls, NJ

Charley Perry

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Mortgage Loan Originator | NMLS# 145480

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Charley Perry entered the mortgage industry in 1978, beginning as a receptionist. Over the course of her successful career, Charley gained experience as a processor, underwriter, corporate trainer, sales manager, and producing branch manage... Show More
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Reviews from Web
  • Encompass
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    Paul W A
    ROME, GA
    Posted on January 7th, 2026 03:22 PM
    What an amazing experience, very knowledgeable, answering every question.. will definitely recommend and do business with in future
    Reply from Charley Perry
    January 7th, 2026 04:39 PM
    I'm grateful for your kind words, Paul. It was a pleasure to assist you with your needs at Luminate.Bank. I'm glad to hear that the information provided was helpful. If you have more questions or need further assistance in the future, don't...
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    Karen K G
    ROME, GA
    Posted on December 21st, 2025 09:28 PM
    Both Charley and Meredith were extremely helpful at every step. They made the process as easy as possible. The only issue I had was not with them. I hated to have to unfreeze my credit multiple times during the loan process. Otherwise everything...
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    Reply from Charley Perry
    December 22nd, 2025 03:35 PM
    I'm glad to hear that you had a positive experience with both Meredith and me at Luminate.Bank. I understand that having to unfreeze your credit multiple times can be inconvenient, and I appreciate your patience with that aspect of the process....
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    Addison B
    PLAINVILLE, GA
    Posted on December 17th, 2025 07:03 PM
    Charley is a great communicator and made sure we were informed at every step of the process. She was always available to answer any questions we had! She also got us a great rate!
    Reply from Charley Perry
    January 7th, 2026 04:40 PM
    I'm really pleased to hear that you found my communication throughout the process helpful, Addison. Keeping you informed and being available for your questions is something I strive for, so it's great to know it made a positive impact. I'm...
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    Julie A F
    SAVANNAH, GA
    Posted on December 12th, 2025 03:37 PM
    Charley and Meredith both made the process easy, accessible, and smooth, and I could not have done it without them! 12/10 will recommend, they are an excellent team and I was lucky to work with them! Thank you!
    Reply from Charley Perry
    December 12th, 2025 06:18 PM
    I'm really pleased to hear about your positive experience, Julie. It was a pleasure assisting you along with Meredith. Thank you for your kind words and for recommending us. If there's anything more I can help with, please feel free to reach...
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    Anna M C
    CALHOUN, GA
    Posted on November 25th, 2025 08:42 PM
    Wo derful customer service
    Reply from Charley Perry
    December 5th, 2025 04:58 PM
    I'm pleased to hear that you had such a positive experience with my customer service, Anna. Your feedback means a lot, and I'm always here to help whenever you need assistance. Thank you!
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    Joanne B H
    Rome, GA
    Posted on November 17th, 2025 06:11 AM
    Charley and her team made this a simple and painless experience
    Reply from Charley Perry
    December 5th, 2025 04:58 PM
    It's great to hear that your experience with me and the team at Luminate.Bank was straightforward and trouble-free. If there’s anything more I can assist you with in the future, please don't hesitate to let me know. Thank you for your kind...
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    Deborah M
    ROME, GA
    Posted on November 8th, 2025 03:49 PM
    Great call mmunication ! fast and accurate service
    Reply from Charley Perry
    December 5th, 2025 04:59 PM
    I'm truly pleased to hear that you had a positive experience with the communication and service I provided, Deborah. Your feedback means a lot to me, and I'm glad I could assist you quickly and accurately. If there's anything further I can...
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    Terry M
    ROME, GA
    Posted on November 5th, 2025 08:39 PM
    Professional, efficient and personable
    Reply from Charley Perry
    November 6th, 2025 08:58 PM
    It's great to hear your feedback, Terry. I'm pleased that you found my approach professional, efficient, and personable. Your words are truly encouraging, and I look forward to continuing to support you whenever needed.
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    Toni M U
    LIVE OAK, FL
    Posted on October 21st, 2025 02:05 PM
    Charley and team kept us updated and telling us what was next. No stress, great team
    Reply from Charley Perry
    November 6th, 2025 08:59 PM
    Thank you for your positive feedback, Toni. I'm glad to hear that you had a stress-free experience and that the updates were helpful. It's important to me that you feel supported throughout the process. If there's anything else I can do for...
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    Kevin U
    LIVE OAK, FL
    Posted on October 21st, 2025 01:16 PM
    Charley has always been great to me and my wife with our mortgage needs and we will always refer her to our friends and family as well in the future
    Reply from Charley Perry
    November 6th, 2025 08:59 PM
    Kevin, I appreciate your trust and recommendation. It's been a pleasure assisting you and your wife with your mortgage needs. I'm looking forward to supporting you as well as anyone you refer in the future. Thank you for your kind words!
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    About
    Charley Perry entered the mortgage industry in 1978, beginning as a receptionist. Over the course of her successful career, Charley gained experience as a processor, underwriter, corporate trainer, sales manager, and producing branch manager. “I have the honor and privilege of working with second- and third-generation clients,” Charley says. “My team and I treat our clients as we would like to have our children treated.” “We have systems in place to anticipate their needs. We want our clients to understand the process and feel taken care of when we close.”
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 145480
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    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
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