

Charley Perry
Mortgage Loan Originator | NMLS# 145480

Charley Perry entered the mortgage industry in 1978, beginning as a receptionist. Over the course of her successful career, Charley gained experience as a processor, underwriter, corporate trainer, sales manager, and producing branch manage...... Show More
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great to work with and very helpful
This process of getting approved for a loan was so smooth and easy. Thank you to Charley and Meridith for all of yoir help!!
Absolutely amazing!! Caring , professional and fast! I could not have dreamed of better people to work with through this process!
Charley is very knowledgeable and patient! She took very good care of us during the proces .
Reply from Charley Perry
April 23rd, 2026 03:25 PM
Jennifer, I'm glad to hear that you felt well taken care of during the process. Your kind words about my knowledge and patience mean a lot to me. Thank you for sharing your experience with Luminate.Bank!
Everything was simple, stress free, and easy. Everyone was eager to help and knowledgeable... more importantly we were treated with respect.
Reply from Charley Perry
April 23rd, 2026 01:37 PM
Skylar, I'm glad to hear that your experience with Luminate.Bank was simple and stress-free. It's wonderful to know that you felt respected and supported by our knowledgeable team. Thank you for sharing your kind words!
Everything perfec.
Reply from Charley Perry
April 20th, 2026 03:56 PM
Thank you, Jose! I'm glad to hear your experience with Luminate.Bank was perfect. I appreciate your feedback and look forward to serving you again.
They were responsive, efficient, stayed on top ot things and made it as easy for me as the process could be made. They were also pleasant and very likable. All of the above made it easy to trust that they were operating in my best interest.
Reply from Charley Perry
April 13th, 2026 04:35 PM
Thank you so much, Ann. I'm glad to hear that you found the process easy and felt confident in my commitment to your best interests. Your kind words about my responsiveness and efficiency mean a lot to me.
Open communication, complete explanation and human contact instead of messages on phone or emails. Thank you
Reply from Charley Perry
April 3rd, 2026 06:36 PM
Jessie, I'm pleased to hear that you appreciated the open communication and thorough explanations. Establishing a human connection is important to me, and I'm glad it made a difference. Thank you for your kind words.
Knowledge, communication, TAKING CARE OF OUR CONCERNS, friendly,and professional.
Reply from Charley Perry
April 2nd, 2026 05:08 PM
I'm truly grateful for your feedback, Kermit. Building a relationship based on clear communication and addressing your concerns is very important to me. Thank you for recognizing the effort I put into providing a friendly and professional service....
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Charley was professional and efficient. She came up with a lot of really good products for us. Her final deal was significantly better than anything else available.
Reply from Charley Perry
April 2nd, 2026 05:09 PM
I'm grateful for your kind words, Matthew. I'm pleased to hear that the products I recommended were beneficial for you and that the final deal met your expectations. If you have any more questions or need further assistance in the future, feel...
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About
Charley Perry entered the mortgage industry in 1978, beginning as a receptionist. Over the course of her successful career, Charley gained experience as a processor, underwriter, corporate trainer, sales manager, and producing branch manager.
“I have the honor and privilege of working with second- and third-generation clients,” Charley says. “My team and I treat our clients as we would like to have our children treated.”
“We have systems in place to anticipate their needs. We want our clients to understand the process and feel taken care of when we close.”
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 145480
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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