

Charles Mentesana
Senior Loan Officer | NMLS # 233676


Centenary College of Louisiana
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priori... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 10 PM
Fri
7 AM to 10 PM
Sat
7 AM to 10 PM
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Reviews from Web
Charles has always been there for us. He has always listened to our needs and assisted us in reaching our goals.
Charles is obviously very knowledgeable about the entire process and was able to give us realistic expectations from the very first time we spoke. His communication was professional and consistent. He made sure that my wife and I had all of...
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Your open lines of communication/customer service. This level of customer service can only be offered with the Loan Officer and processor know product guidelines and have an open communication with their underwriters. Job well done!
Charles is one of the best professional I’ve met in ANY industry. His attention to detail mixed with honest, genuine care for my family made our home buying process extremely smooth... His team confidently guided us to the finish line with...
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Charles and the Service First team could not have made this a better home buying experience. From the very beginning, Charles was engaged and offered tremendous service and communication on all aspects of the process. I would recommend him...
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Very easy process, Charles and his team where great at getting paperwork done in a timely manner. Highly recommend Charles and his team.
Excellent communication and updates on the process of refinance.
Everyone was very knowledgeable and was very attentive through re whole process .
Quick turn-around.
Everything went smoothly and communication was spot on. All questions were answered within a timely manner!
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About
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priority is to make sure they are properly educated during the process of making the largest financial decision they will ever make.
It is my goal to help families obtain financial independence through meaningful lending. What is meanignful lending? It is all about the client and what is best for them. I want to feel comfortable with the decision that tehy are making. Don fall for the gimmicks and tricks when you go to purchase your home. I am a highly trained professional with over 20 years of experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
1099 Income Loans
Specialities
VA Loans, FHA, Conventioanl, DSCR, Investor
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Education
- Centenary College of LouisianaB.S. Business AdministrationAug 1991 -Dec 1995

Positions
- Service First Mortgage - Sr Loan Officer-Mortgage BankerOct 1st, 2010 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 233676
Hobbies
- Soccer, Reading and Spending time with Family
Disclaimer
Licensed as SFMC, LP; SFMC Home Lending; SFMC, Limited Partnership Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”