

Charles Mentesana
Senior Loan Officer | NMLS # 233676


Centenary College of Louisiana
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priori... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 10 PM(Open now)
Fri
7 AM to 10 PM
Sat
7 AM to 10 PM
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Reviews from Web
It's not over yet. i would have liked Charles to be an advocate to keep our loan out of escrow. But I don't knonw what was going on that end. We do plan to take that free refi option when the rates come down. But I understand it is a process....
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Though Charles did everything he could to fix our situation, it was just an unpleasant situation and unavoidable because you all don't do in-house HELOCs. I dont need to go into detail about it
Charles solved all the speed bumps that we encountered along the way. He found solutions to any issues we had.
Charles and his teams are amazing
see PREVIOUS comments
explained before!
Charles was exceptional throughout the mortgage process. His expertise, professionalism, and dedication made the experience seamless and stress-free. Highly recommend his services!
Charles has a great personality and know how to explain the process so I could understand,
Charles and the team were very professional and made our home buying experience the best we have ever had.
He was very helpful and very great at communicting and he explains evereything with accuracy. We are extremely pleased with Charles and we are already recommending him to our friends.
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About
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priority is to make sure they are properly educated during the process of making the largest financial decision they will ever make.
It is my goal to help families obtain financial independence through meaningful lending. What is meanignful lending? It is all about the client and what is best for them. I want to feel comfortable with the decision that tehy are making. Don fall for the gimmicks and tricks when you go to purchase your home. I am a highly trained professional with over 20 years of experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
1099 Income Loans
Specialities
VA Loans, FHA, Conventioanl, DSCR, Investor
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Education
- Centenary College of LouisianaB.S. Business AdministrationAug 1991 -Dec 1995

Positions
- Service First Mortgage - Sr Loan Officer-Mortgage BankerOct 1st, 2010 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 233676
Hobbies
- Soccer, Reading and Spending time with Family
Disclaimer
Licensed as SFMC, LP; SFMC Home Lending; SFMC, Limited Partnership Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”