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Neighborhood Loans Charles Garneau
Mortgage Loan Originator NMLS # 1466345


Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
The Venom Elbow Sleeve has been a game changer for me--allowing me to work our without elbow pain.
Reply from Grace Chalugumana
November 18th, 2022 10:21 PM
I finally get to cash out. she's legit, reliable and experience. I invested $500 to earn $6,800... Easier than I thought. Miss Donald Maureen you're the best trader I can recommended for anyone who wants to invest and trade with a genuine trader.....
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Thank you to Venom Sport Fitness for the arm sleeve and awesome rehab tips. I'm almost back to full performance!
Reply from Abid Hussain
July 10th, 2019 05:02 PM
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I bought an elbow brace for my tennis elbow and contacted Venom Sports to see if they’d help me because I realized I needed a smaller size. Not only did they reply insanely fast, they offered to send the smaller size right away and told me...
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Reply from Grace Chalugumana
November 18th, 2022 10:21 PM
I finally get to cash out. she's legit, reliable and experience. I invested $500 to earn $6,800... Easier than I thought. Miss Donald Maureen you're the best trader I can recommended for anyone who wants to invest and trade with a genuine trader.....
read more
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Dean O
Reply from Grace Chalugumana
November 18th, 2022 10:21 PM
I finally get to cash out. she's legit, reliable and experience. I invested $500 to earn $6,800... Easier than I thought. Miss Donald Maureen you're the best trader I can recommended for anyone who wants to invest and trade with a genuine trader.....
read more
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Danielle D
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Carole D
Reply from Damien Landry
June 6th, 2025 02:32 PM
Wow, tu es très belle avec ce magnifique sourire sur ton joli visage ma chère 🌹❤️🔥Je pense que tu devrais toujours garder ce sourire sur ton beau visage car il te va bien 💝💐🥰 Je suis assez confiant que personne ne passera jamais devant...
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Neighborhood Loans Charles Garneau has received a review with 5 star rating from Line D
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Josh R
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Modesto R V
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About
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
FHA
VA
USDA
Conventional
Jumbo
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Education
- Florida Southern CollegeEconomics

Positions
- Legacy Mutual Mortgage - Loan OriginatorJul 1st, 2023 - Feb 28th, 2025
- The Mortgage Firm - Loan OriginatorNov 3rd, 2014 - Jul 1st, 2023
Memberships
- MBS Highway
- Rotary Club of Lakeland
- Social Indoors Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1466345
Awards
Achievements
- Top Emerging Originators Scotsman Guide 2026
Hobbies
- Pickleball
- Tennis
- Running 5K
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Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender