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Neighborhood Loans Charles Garneau - Mortgage Loan Originator NMLS # 1466345 in Lakeland, FL
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Neighborhood Loans Charles Garneau

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Mortgage Loan Originator NMLS # 1466345

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Florida Southern College
Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Florida Southern College
Florida Southern College
Contact Info
(863) 940-4875
Lakeland, FL
https://neighborhoodloans.com/charles-garneau/
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate verified
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    Eric J
    Posted on June 6th, 2023 12:14 AM
    I've been a licensed realtor for over 7 years and I've completed over 350 transactions, I once heard from a mentor of mine. How good are you on a bad deal? How good can you be? It's not how good you are and a good deal on an easy deal. It's...
    read more
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    Kyle R M
    TAMPA, FL
    Posted on June 4th, 2023 04:39 PM
    There was just a lot of stress involved with getting everything together before the closing date and some of those things could've been communicated sooner and more clearly, but overall we are satisfied with the mortgage.
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    Andrzej R B
    Plant City, FL
    Posted on June 4th, 2023 03:03 PM
    Charles was very helpful with guiding us through the process as well as helping overcome hurdles when they arose.
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    Tricia A B
    Plant City, FL
    Posted on June 1st, 2023 02:31 PM
    Charles was very patient and knowledgeable and helped us through the whole process and answered every question we had.
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    Bobby B
    Lakeland, FL
    Posted on May 27th, 2023 08:12 PM
    He was on the ball and got this thing done for us.
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    Virmari T
    Winter Haven, FL
    Posted on May 23rd, 2023 01:28 PM
    Very helpful.
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    Dain K C
    Lakeland, FL
    Posted on May 17th, 2023 02:06 PM
    Very communicative. They worked with me with any roadblocks and complications that happened on my end. They worked towards my mortgage non-stop. Very informative and explained everything in a manner that made it understandable to a new home...
    read more
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    Kateryna P
    Norfolk, VA
    Posted on May 15th, 2023 05:33 PM
    Charles and Terry were wonderful, they communicated with us at every step of the process and made it very easy for us. We strongly recommend Charles, his team, and The Mortgage Firm as they take great care of everyone and go above and beyond!...
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    Claudia V
    Albany, GA
    Posted on May 14th, 2023 11:34 PM
    Charles and his team were very knowledgeable and prompt and courteous and professional. They were fast, accurate and exceptional. I will definitely refer my friends and family to them.
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    Miguel S H
    Lakeland, FL
    Posted on May 6th, 2023 12:45 AM
    Very pleasant and knowledgeable in his work of field.
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    About
    Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Self-Employed Mortgages
    Second Mortgages-Bank Statement
    Cash-Out Refinances
    Specialities
    FHA
    VA
    USDA
    Conventional
    Jumbo
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    Education
    • Florida Southern College
      Economics
      Florida Southern College logo
    Positions
    • Legacy Mutual Mortgage - Loan Originator
      Jul 1st, 2023 - Feb 28th, 2025
    • The Mortgage Firm - Loan Originator
      Nov 3rd, 2014 - Jul 1st, 2023
    Memberships
    • MBS Highway
    • Rotary Club of Lakeland
    • Social Indoors Club
      • View All
    Addresses and Serving Areas
    Primary Serving Area
    Lakeland,FL
    Other Serving Areas
    Highland City,FL
    Plant City,FL

    Year Started

    2015

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1466345
    Awards
    Achievements
    • Top Emerging Originators Scotsman Guide 2026
    Hobbies
    • Pickleball
    • Tennis
    • Running 5K
      • View All
    Disclaimer
    Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender