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Neighborhood Loans Charles Garneau
Mortgage Loan Originator NMLS # 1466345
Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
The experience with Charles has been excellent. He is very knowledgeable and informative every step of the way.
Reply from Owner
August 2nd, 2024 04:31 PM
Thank you so much for sharing this positive review Mike! We appreciate the feedback!
Was a great team to work with, helped us up to closing to make sure everything went smoothly
Reply from Owner
August 2nd, 2024 04:26 PM
Thank you for the review Sandra! Our team is here for you if you need anything in the future! Love the picture!
Charles and his team are the best. He worked with me and without him, I wouldn't be the proud owner of a vacation home in Florida! Charles will be my first call the next time I'm looking for a mortgage. Thank you Charles!
Reply from Owner
August 2nd, 2024 04:28 PM
Thank you Wendy! It was our pleasure to help you get the vacation home of your dreams!
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Samantha G
Reply from Owner
August 2nd, 2024 04:29 PM
Thank you for giving us 5 Stars!
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Bob B
Reply from Owner
August 2nd, 2024 04:32 PM
Thank you so much for this 5 star review Bob!
As a retiree I had no idea of how purchasing a house today had changed. I didn't have to worry because these people had my back. I had many questions and they answered all of them for me. Great group of financial advisors
Reply from Owner
August 2nd, 2024 04:35 PM
Thank you so much for sharing this positive review Fran! It is our pleasure to know that you enjoyed working with our team!
Amazing team!!! Helped step by step and felt very supported in my first home buying experience!!
Reply from Owner
August 2nd, 2024 04:41 PM
Sarah, thank you so much for your five-star review. We are delighted to hear that you had a positive experience with our team.
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Glorie R F
Reply from Owner
August 2nd, 2024 04:41 PM
Thank you for the 5 stars Glorie!
I am beyond grateful with the great help i got from charles and his team ! As a first time home owner the team made the process go so smoothly. They were quick and on top of it !
Reply from Owner
August 2nd, 2024 05:23 PM
Thank you so much for your feedback Laura! We are glad that you had a great experience with our team!
If it was for the Garneau team we would be owning our home here in florida they were awesome and great to work with
Reply from Owner
August 2nd, 2024 05:25 PM
Thank you so much for your five-star review. We are delighted to hear that you had a positive experience with our team!
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About
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
FHA
VA
USDA
Conventional
Jumbo
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Education
- Florida Southern CollegeEconomics
Positions
- Legacy Mutual Mortgage - Loan OriginatorJul 1st, 2023 - Feb 28th, 2025
- The Mortgage Firm - Loan OriginatorNov 3rd, 2014 - Jul 1st, 2023
Memberships
- MBS Highway
- Rotary Club of Lakeland
- Social Indoors Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1466345
Awards
Achievements
- Top Emerging Originators Scotsman Guide 2026
Hobbies
- Pickleball
- Tennis
- Running 5K
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Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender