Chad Horkan
Branch Manager
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Chad made being a 1st time home buyer way less overwhelming and took the time to explain all our questions. He answered quickly, worked with us, and made the whole process relatively stress free.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Thank you so much! It was truly a pleasure working with you. We're beyond thrilled that you found your dream home!
Very attentive, answered all of our questions and cleared all my concerns involving the effect of student loans on the process.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
I am so happy we found you your first home! It was a pleasure working with you and Megan!
Difficult transaction, Chad 's knowledge and experience got us across the finish line.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Thank you for your kind words John! Sometimes we are tossed a curveball but we put our heads together and found a great solution. Congratulations on your new condo purchase.
At every point in the process I was misled or outright lied to about the loan - from the ease with which I would obtain it, to the actual costs to the interest rate etc. Every time, Chad told me whatever he thought was what I wanted to hear...
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Chad was amazing to work with. Great communication with both myself and my clients. He was very patient and personable. I will definetly work with him again.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
It was so good working with you! Let’s do it again.
Chad went above and beyond not only to help with the purchase of my new house, but in the sale of my condo as well. Thank you so much!
Reply from Chad Horkan
August 1st, 2025 09:36 PM
My pleasure
Chad Horkan is exceptional to work with in so many ways. Chad is exceptional at explaining and advising on market trends and making it so easy for someone to follow along. I trust Chad explicitly with major financial decisions and I enjoy doing...
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Reply from Chad Horkan
August 1st, 2025 09:36 PM
Thank you so much Mary. It is always a pleasure working with you!
Very happy with the process
Reply from Chad Horkan
August 1st, 2025 09:36 PM
We finally got your first property closed. Super happy for you. Congratulations.
It's always great working with Chad
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Thank you Kellen! Congratulations on your new home purchase
Excellent experience
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Thank you Paul! It was great working with you. We are ready for the next purchase when you are :)
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
Search Rank ScoreLearn More →
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.