

Chad Horkan
Branch Manager

As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Chad was great! Bumpy ride , but stuck the landing like a professional!
Reply from Chad Horkan
August 1st, 2025 09:36 PM
It was absolutely my pleasure! Welcome to the Island neighbor!
As first fime home buyers, he was extremely helpful making sure to answer any and every questions we had througout the process.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Meagan - We are so happy for you and your family. It was a pleasure working with you!
Chad and his team are awesome. The process was easy and streamlined. 10/10
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Kelton you are building an empire! The one of many closings.
I am very pleased with the service I receive will recommend you to other people
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Wow what a rollercoaster! It was so great working you. Congratulations on your new home purchase.
Great work!
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Josh I am so proud of you buying your first investment property! Cheers to the first of many!
Chad and his entire team make everything so easy and efficient - especially since I travel so much. Chad is so knowlegable in this area and I trust him and his advice completely.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Always a pleasure working with you Mary!
Chad was super helpful and very quick with communication. I was new to the process and he was able to help me understand quickly what financial considerations were important. I was a bit disappointed on the end result of the financial status...
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Reply from Chad Horkan
August 1st, 2025 09:36 PM
Gavin, thanks for taking the time to leave your feedback. I'm glad I could assist you with understanding the financial considerations and keep communication smooth throughout the process. I understand your disappointment with the final outcome...
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As a first time home buyer, I was very nervous and knew nothing. They helped me with all my questions and helped me understand the process. My property is an income property, and they provided me the best advice to lead me to success. Very...
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Reply from Chad Horkan
August 1st, 2025 09:36 PM
We're absolutely thrilled that you had a fantastic experience and are now the proud owner of your new home. Making the homebuying journey smooth and successful for clients like you is exactly why we love what we do.Thank you so much for taking...
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Chad was great from start to finish. He accommodated the quick turnaround on putting an offer in and running my numbers to check my eligibility. Highly recommend.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Khalil I am so happy for you and your family! Congratulations again!
There was some miscommunication sometimes but overall the process went fine.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Hello Emily,
Thank you for your review. Ultimately, the property being a duplex was the change. We got you to the finish line on time! Congratulations on your first home purchase.
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.