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Carolina Villarreal - Loan Officer - Ortiz Team | NMLS #1167606 in Yuma, AZ

Carolina Villarreal

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Loan Officer - Ortiz Team | NMLS #1167606

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Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among Loan Officers like Carolina at NOVA. We often hear that the experiences that our clients have working with NOVA are far ... Show More
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  • Encompass
    N
    Norma M
    San Luis, AZ
    Posted on February 8th, 2026 03:57 PM
    The lender gotta talk me through everything I needed to do no matter. If it was Weekend nights, she was there for me, would recommend them always.
    Reply from Carolina Rivera
    February 13th, 2026 03:57 PM
    Thank you, Norma, for sharing such a positive experience. I'm pleased to hear that you felt supported, even during weekend nights. It's important to me that you're comfortable and confident throughout the process. If you ever need more assistance,...
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  • Encompass
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    Norma A A
    Somerton, AZ
    Posted on November 25th, 2025 04:25 PM
    Fast response to any of my question.
    Reply from Carolina Rivera
    December 1st, 2025 02:58 PM
    I appreciate your feedback, Norma. I'm glad that my prompt responses were helpful during your process with Nova Home Loans. If you have any other questions or need further assistance, please feel free to reach out.
  • Encompass
    M
    Maria C E
    San Luis, AZ
    Posted on October 25th, 2025 09:44 PM
    Carolina was very attentive, she explained the whole process clearly.
    Reply from Carolina Rivera
    October 31st, 2025 03:45 PM
    I'm grateful for your feedback, Maria. It's great to know that the clarity and attentiveness I aim to provide came through during your experience. If you have any more questions or need further assistance, I'm always here to help. Thank you...
    read more
  • Encompass
    D
    Desiree S
    Wellton, AZ
    Posted on October 11th, 2025 02:45 AM
    Jessie and Carolina are the best!
    Reply from Carolina Rivera
    October 16th, 2025 01:12 PM
    Thank you, Desiree, for your kind words. I'm pleased to know you had such a positive experience with Jessie and me. If there's anything more we can do to support you at Nova Home Loans, please don't hesitate to get in touch.
  • Encompass
    M
    Manuel J G
    Yuma, AZ
    Posted on September 30th, 2025 03:45 PM
    This is my second time with Nova and they treated me the same as the first time. With great communication and service .
    Reply from Carolina Rivera
    October 5th, 2025 03:47 PM
    It's wonderful to hear that your experience with Nova Home Loans was consistent and that the communication and service met your expectations again. Repeat clients like you are greatly valued, and I'm pleased to have been able to assist you...
    read more
  • Encompass
    F
    Francisco D
    Yuma, AZ
    Posted on September 26th, 2025 02:17 PM
    This had to be one of the easiest transactions I have ever been a part of. Carolina was great! She consistently went above and beyond to help the client understand the entire process. She kept thelines of communication open consistently inofrming...
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    Reply from Carolina Rivera
    September 27th, 2025 05:10 AM
    It always a pleasure to work with someone that has a team mentality. Thank you, Frank!
  • Encompass
    R
    Rita I R
    Yuma, AZ
    Posted on August 19th, 2025 02:05 PM
    Easy from beginning to end.
    Reply from Carolina Rivera
    August 24th, 2025 02:05 PM
    I'm glad to hear that the process was seamless for you from start to finish. It was my pleasure to assist you, and I appreciate your feedback. Thank you for choosing Nova Home Loans!
  • Encompass
    C
    Carol K E
    Yuma, AZ
    Posted on June 27th, 2025 01:03 PM
    Extremely smooth transaction!
    Reply from Carolina Rivera
    July 2nd, 2025 01:05 PM
    I'm thrilled to hear that your transaction went smoothly. It was a pleasure assisting you, and I'm grateful for your positive feedback.
  • Encompass
    A
    Anthony V D
    Yuma, AZ
    Posted on May 12th, 2025 04:50 PM
    Carolina and the Ortiz Team are consistently closing transactions in a timely and efficient manner. We appreciate their professionalism.
    Reply from Carolina Rivera
    May 17th, 2025 04:52 PM
    Thank you, Anthony, for your kind words. I'm thrilled to hear that our team at Nova Home Loans has been able to meet your expectations with timely and efficient service. We appreciate your recognition of our professionalism and look forward...
    read more
  • Encompass
    S
    Savannah M
    Yuma, AZ
    Posted on May 10th, 2025 01:35 PM
    Carolina went above and beyond, she made this experience so smooth sailing , stress free. With all the bumps in the road she made it a clean clear road the whole way through.
    Reply from Carolina Rivera
    May 15th, 2025 01:39 PM
    I'm thrilled to hear that your experience was smooth and stress-free. It was a pleasure to assist you, and I'm grateful for your kind words. Thank you for choosing Nova Home Loans.
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    About
    Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among Loan Officers like Carolina at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. NOVA HOME LOANS has served the needs of homeowners & homebuyers since 1980. We are able to originate loans in 12 states. In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    New Home Loans
    Refinance Loans
    Conventional Loans
    FHA Loans
    VA Loans
    Construction Loans
    Jumbo Loans
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    Positions
    • NOVA Home Loans - Loan Officer Associate
      Aug 1st, 2013 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1980

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • AZ
    • NMLS #1167606
    Disclaimer
    Carolina Villarreal, Loan Officer Associate, NMLS #1167606 | NOVA® Home Loans, NMLS #3087 | BK 0902429 | Equal Housing Opportunity |