Carol Richardson

Loan Officer

ALCOVA Mortgage | Midlothian

5.0

(51)

Mortgage

Mortgage Loan Officer

Contact Info

(804) 857-9393

Richmond, VA

https://alcova.com/loan-officer/crichardson/

https://alcova.com/branch/midlothian/

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Hands down, the best experience with a mortgage broker!Ryan and his team were able to help us refinance our house and save A LOT of money! We spent time on the phone running through scenarios and different loan kinds to find the best match...

Ryan and his team were excellent to work with! I called one afternoon not knowing if refinancing my mortgage was a good idea or not. Ryan took the little information I gave him, ran with it, figured out what was best for my family and me, and...

Ryan did an amazing job. He kept an eye for me on an optimal time to refinance, we had everything on deck to pull the trigger. Carolyn executed a flawless and seamless closing process without any unusual requests. As an independent business...

Ryan and Carol were great to work with. We went through ALCOVA for our initial purchase and refinance. They have been very knowledgeable and made the process extremely easy on both occasions. Highly recommend

Ryan Charles and Carol Richardson were great to work with. They were always very professional and kept me informed throughout the entire loan process. Because of their knowledge of the processes and connections within the industry, they were...

We had an amazing experience with Ryan Charles. He was extremely responsive to our questions, was on point with product knowledge and helped us save a small fortune on our monthly payments through a refinance. Truly a game changer and I would...

I cannot say enough positive things about Ryan and his team at Alcova! They helped us close a loan right in the midst of the pandemic and never missed a beat. They are very responsive, patient and professional. The entire process went smoothly...

From start to finish, ALCOVA’s staff is top notch!! We refinanced with them and it couldn’t have been a more smooth process. Ryan Charles and Carol Richardson were very professional and a pleasure to work with. I highly recommend this mortgage...

Ryan, Carol, & the Alcova team did a great job helping us through the refinance process. They were attentive and patient, and answered all our questions along the way. I would definitely recommend them to anyone in the Midlothian area in need...

Reply from Owner

January 29th, 2021 12:00 AM

Thank you so much for the review, Lauren! We were so happy to help you with your refinance!

Ryan and his team were great to work with. Very informative and detailed as we explored refinancing options. Communicated with us every step of the way. Closing went smoothly and was exactly as we were told. Highly recommend

Reply from Owner

January 29th, 2021 12:00 AM

Thank you so much for your review! We were happy to work with you on your refinance!

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About

At ALCOVA Mortgage, we believe getting a mortgage should feel personal—not transactional. Whether you're buying your first home, moving into your next one, refinancing, or exploring your home equity, our experienced mortgage professionals are here to provide personalized guidance every step of the way. We take the time to understand each borrower's unique needs, answer questions, and help make the financing process as smooth and straightforward as possible. With a wide range of home loan options and a commitment to clear communication and exceptional service, we're here to help you move forward with confidence.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Conventional Home Loans

VA Home Loans

FHA Home Loans

USDA Home Loans

First Time Home Buyer Loans

Down Payment Assistance

Jumbo Home Loans

DSCR Loans

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Time Zone

Eastern Standard Time (EST)

Licenses

NMLS ID#624077

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