

Carol Fritz
Senior Mortgage Loan Originator | NMLS# 580828

Carol Swartz Fritz has been in the mortgage industry since 1993. She is one of the top loan officers in the Central Illinois area and is able to offer many mortgage options in several states. Although Carol can do all types of mortgage loa... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Carol made the whole process so easy, and she was always quick to respond to any questions or concerns we had. Honestly, she made the experience stress free - who wouldn’t love that?
Carol was available to answer questions I had. She was responsive and kept me informed through the whole process.
Every step of the loan processing Carol kept me updated.
Carol was great! It was very easy to complete our refinance!
Carol and her team went above and beyond on our closing to help us thru some unanticipated issues with closing a line of credit. She helped us close on time and we understood everything and it was seamless. We were also able to close close...
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Just a phone call or text away, no surprises and everything went smooth at the closing.
Carol was very understanding and patient. This was my first time buying a home and I had to do it virtually! She made it a wonderful experience! We closed on our home in 30days! Thanks Carol!
Carol is the best! She makes everything very clear and easy and was able to quickly refinance my mortgage at a great rate.
I am always very pleased with Carol's attention to her client's real estate business and needs. Getting to the closing table in a timely manner is always a successful journey and Carol makes it happen. Could not be better pleased with Carol's...
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We've worked with Carol a few times over the last 6 years and she's the best. She works hard and is honest in her communication. She always does the best for us and we appreciate her.
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About
Carol Swartz Fritz has been in the mortgage industry since 1993. She is one of the top loan officers in the Central Illinois area and is able to offer many mortgage options in several states. Although Carol can do all types of mortgage loans, she specializes in first-time homebuyer programs.
Over the years, Carol has won numerous awards for being a top producing loan officer, including President's Club, President's Council, and Chairman's Circle. For several years, Mortgage Originator magazine also awarded her a spot in the Top 200 FHA/VA loan officers in the nation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- First State Mortgage - Senior Loan Officer NMLS 580828Nov 1st, 2013 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 580828