

Carol Fritz
Senior Mortgage Loan Originator | NMLS# 580828

Carol Swartz Fritz has been in the mortgage industry since 1993. She is one of the top loan officers in the Central Illinois area and is able to offer many mortgage options in several states. Although Carol can do all types of mortgage loa... Show More
Location & Business Hours
Business Hours
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closed
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8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Many thanks to Carol and staff at First State Mortgage! Absolute pleasure working with you again on my refinance! Always knowledgeable, dependable, and extremely responsive to all my questions! Highly recommend to anyone needing a Loan Officer...
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Great customer service
After dealing with another finance company for a couple of months and not being able to close on the deal. It was nice to find someone who consistently communicated every step and all progress along the way. Thank you for making this happen...
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Working with Carol was a very pleasant experience. Her expertise and knowledge gave me ease and comfort during the whole house buying experience, especially since this was my first real experience purchasing a house.
Carol Fritz was easy to contact and was quick to reply. Carol was very polite and helpful with the entire process, especially since I was a first time home owner. Carol was convenient and helped me get a great rate locked for my interest. Carol...
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Carol is extremely knowledgeable and helped me refinance my home for a much better rate, and saved me a lot of money in the long run.
Should be more than Great! Carol kept in touch with us from the time we applied to closing. She requested lots of document AND explained why they were necessary. We even got a call just to see if we had any questions. Carol was easy to get...
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Carol often took days to respond to my messages and almost caused our closing date to move when she neglected to give payoff information to my lawyer. She scheduled surgery fit right before my closing date and did not inform me that she would...
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Carol gave me all the information I could need in the beginning, was very up-front about the whole process. She worked to make sure I got the best loan option for a first time buyer. I really appreciated her diligence & prompt replies to questions/concerns....
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Terrific customer service
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About
Carol Swartz Fritz has been in the mortgage industry since 1993. She is one of the top loan officers in the Central Illinois area and is able to offer many mortgage options in several states. Although Carol can do all types of mortgage loans, she specializes in first-time homebuyer programs.
Over the years, Carol has won numerous awards for being a top producing loan officer, including President's Club, President's Council, and Chairman's Circle. For several years, Mortgage Originator magazine also awarded her a spot in the Top 200 FHA/VA loan officers in the nation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- First State Mortgage - Senior Loan Officer NMLS 580828Nov 1st, 2013 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 580828