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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Carmen made the loan process straightforward and efficient while also keeping it very informative and detailed. Overall excellent customer service from he and his team.
We had a great experience with Carmen. Our refi went very smoothly and he was on top of any issues that came up and addressed them promptly. I will refer him clients.
I have now had two closings with Carmen recently. Both client received excellent service and care! Carmen's warm personality and professionalism shine through every email and step of the transaction. Communication was always easy and I look...
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Carmen and the crew at American Financial Network made the VA refinance process so easy. They kept us informed and walked us through the process with no problems. We had a great experience and recommend to anyone working on a VA loan.
Carmen and the staff at American Financial Network made the refinance process so easy for us. They took care of the scheduling and the made the documentation process very easy for us to complete. They stayed in contact and let us know what...
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Carmen lead us the entire way through the process. He explained everything and went above and beyond when he didn't have an immediate answer to follow up VERY quickly.
Carmen lead us the entire way through the process. He explained everything and went above and beyond when he didn't have an immediate answer to follow up VERY quickly.
Great friendly service and very helpful when I had questions or concerns. I will recommend Carmen to my family and friends.
Carmen provided great friendly service and helped answer any questions I may have had. I highly recommend Carmen to help you with any of your loan/mortgage needs.
Carmen provided great friendly service and helped answer any questions I may have had. I highly recommend Carmen to help you with any of your loan/mortgage needs.
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery



Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589