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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
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Reviews from Web
Carmen was great from start to finish. When we first reached out to inquire about a refinance he was quick to reply letting us know we were in good hands and he would take care of us. He showed through out this process, that was not a lie....
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Carmen was great from start to finish. When we first reached out to inquire about a refinance he was quick to reply letting us know we were in good hands and he would take care of us. He showed through out this process, that was not a lie....
read more
Carmen and his team were great. Carmen was especially patient and understanding dealing with 3 different people for the same loan. I would recommend him and his team to anyone interested in obtaining a mortgage or refinancing. They went above...
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Carmen and his team were great. Carmen was especially patient and understanding dealing with 3 different people for the same loan. I would recommend him and his team to anyone interested in obtaining a mortgage or refinancing. They went above...
read more
Thank you, Carmen, for helping me to understand the whole home-buying process, thank you for constantly communicating with me as much as possible, thank you for going over all the figures that were involved, and thank you for always being readily...
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Thank you, Carmen, for helping me to understand the whole home-buying process, thank you for constantly communicating with me as much as possible, thank you for going over all the figures that were involved, and thank you for always being readily...
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From day one Carmen was personable, communicating clearly and effectively, and always available via text or phone to answer questions, regardless of the time. Carmen went out of his way on many oocasions just to reach out, check in with me....
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From day one Carmen was personable, communicating clearly and effectively, and always available via text or phone to answer questions, regardless of the time. Carmen went out of his way on many oocasions just to reach out, check in with me....
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This is the second time I have worked with Carmen, and I wouldn't work with anyone else. I had a great experience buying my house several years ago, and my refinance experience was no different. Carmen was always available to answer any of...
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Carmen and his team made the lending process extremely simple for my family and me. Carmen started off by wanting to know my refi plan. From there, his team developed the loan to best meet my needs. Albert Einstein said, "If you can't explain...
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
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Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589