Carla Richards
Loan Officer
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service t... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Coming for a new state, having a lender who is well aware and always available made the experience fantastic for our family!
Reply from Carla Richards
August 23rd, 2026 01:41 PM
Tyler, I'm happy to hear that my availability and awareness made your transition to a new state smoother. It was a pleasure assisting your family with the home purchase. Thank you for sharing your experience! Welcome Home and Welcome to TENNESSEE!!!...
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Carla, was absolutely the best loan officer we've ever worked with. She made it a smooth and great experienc!!! Highly recommend!!!
Reply from Carla Richards
August 23rd, 2026 01:42 PM
I'm grateful for your wonderful feedback, Ethan. It's great to hear that you had a smooth experience working with my team. Your recommendation means a lot to me. Enjoy your new home...and mowing while those girls are swimming! ;)
Carla's around the clock support was simply unmatched. Every other lender we spoke to treated us like talking money, and Carla made sure to make us feel like real people and not just a dollar sign! Down to Earth and incredibly kind, I would...
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Reply from Carla Richards
August 28th, 2026 03:23 PM
It was great working with you! I really appreciate your business and positive feedback.
Carla is amazing, she was able to get my mortgage with good interest rates.
Painless process. Great team!
Thank you Carla!
Carla and her team was amazing. Very pleasant to talk to. Extremely helpful with my unusual circumstances
A++++
Reply from Carla Richards
August 24th, 2026 04:13 PM
Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
Carla was my buyers lender and she was amazing! I have worked with a few MM lenders here and Florence and I enjoy the process.... I bwl Carla to be one of the best lenders I've worked with in my 15+ years as an agent .... Cathy Westerbeck
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Reply from Carla Richards
August 5th, 2026 02:13 AM
Thank you so much, Cathy, for your kind words and positive feedback. I'm grateful to be considered one of the best lenders you've worked with during your extensive career. It was a pleasure to assist you and your buyers, and I'm glad you enjoyed...
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Carla and her team were wonderful! They were always available to answer questions, and communication was extremely prompt. I got a response within minutes - never hours later - when I reached out (even on the weekend). They were so punctual...
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Reply from Owner
August 3rd, 2026 01:09 PM
Thank you, Jessica, for sharing your wonderful experience. I'm glad my team and I could provide prompt communication and keep everything on track for you, especially as a first-time homebuyer. Your recommendation means a lot to us, and I'm...
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Carla was so sweet and always available to answer questions. I had great experience and I could not have asked for better! She and her team are top notch!
Reply from Carla Richards
August 3rd, 2026 01:11 PM
Thank you so much, Jessica, for your kind words. I'm happy to hear that you had a great experience and felt supported throughout the process. It's wonderful to know that my team and I could meet your expectations. Enjoy your new home!
Carla and team were phenomenal! Extremely communicative, responsive, and so kind throughout the entire process. All concerns were addressed and any questions along the way were thoroughl yanswered. Would highly recommend The Carla Richards...
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Carla and team were phenomenal! Extremely communicative, responsive, and so kind throughout the entire process. All concerns were addressed and any questions along the way were thoroughl yanswered. Would highly recommend The Carla Richards...
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Reply from Carla Richards
August 1st, 2026 01:06 AM
Thank you so much for your kind feedback. I'm grateful to hear that our communication and responsiveness made your experience a positive one. It was a pleasure working with you, and I'm here when you have your next buyer :)
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About
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
FHA
USDA
VA
New Construction
HELOC
Mortgage
Mortgages
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Memberships
- TIPS Networking Group- Bristol, TN
- FemCity Johnson City, TN
- Movement Loan Officers
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Addresses and Serving Areas
Primary Serving Area
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 2405256
- FL-LO149698
- SC-BFI-MLO - 2405256
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Gallery
Achievements
- Corporate training, First Time Home Buyer Certification, VA Buyers Knowledge
Hobbies
- Church Activities
- Community service
- Outdoors & Family
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Disclaimer
FL-LO149698, SC-BFI-MLO - 2405256, TN-2405256, VA-MLO-68470VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.