

Carla Richards
Loan Officer

Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service t... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Would rather have done more face to face as we are not very tech savvy Carla was very patient and worked hard to help us meet our time restraints
Reply from Carla Richards
March 12th, 2025 06:46 PM
Thank you so much, Ruby, for your kind words and feedback. I completely understand the value of face-to-face interactions, especially when navigating something as important as a home purchase. It's great to hear that my patience and efforts...
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Carla is one of my favorite area lenders! She truly cares about our Clients but also her referral partners. Carla is a great listener and really hones in on exactly what the Buyer needs. Communication is a top priority as well, which is important...
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Reply from Carla Richards
March 3rd, 2025 01:40 PM
Courtney, thank you so, SO much for your kind words! I always love working with you- you're always so professional and just easy to work with. I'm thrilled to hear you've had a positive experience working with me. It's important to me that...
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I "tested" four mortgage sources and Carla was the clear winner ... she came recommended from a close friend and after looking at other sources, she was clearly the best choice. I will recommend her to everyone I know looking for financial...
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Reply from Carla Richards
March 2nd, 2025 12:15 AM
Thank you so much for your kind words, David! I'm thrilled to have been able to help you with your home purchase- you were such a pleasure to talk with each time and I will miss our chats. It means a lot to hear that I stood out among your...
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My buyer and I both enjoyed working with Carla. Having a group text with the listing agent was very helpful and kept everyone on the same page. All communication was seemless and communication is one of the most important factors to me in a...
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Reply from Carla Richards
February 27th, 2025 09:28 PM
Thank you so much, Carley! I'm so glad it was a positive experience. Keeping everyone informed and ensuring smooth communication is always a top priority for me, so I'm glad the group text was helpful. It's fantastic that we were able to close...
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Carla is very responsive. I know she is working with many clients at once but you would never know it! She always made us feel like we were her only client! Carla is so attentive, professional and got us to the table!
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Reply from Carla Richards
February 27th, 2025 09:29 PM
Rebecca, thank you so much for your kind words! It is always a pleasure working with you and your clients. I always aim to give my clients and realtors the best experience possible, and I'm thrilled to hear that you felt valued and supported...
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I have closed two loans with Carla as my lender partner. The first one I called her desperate for a rescue loan and she jumped on immediately. The second one, my clients were at their wits' end to get into a home and Carla offered them a loan...
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Reply from Carla Richards
February 27th, 2025 01:20 PM
Katelyn, thank you so much for your kind words and for trusting me with your clients' needs. It's always a pleasure to help make dreams come true, and I'm so glad we could navigate both of these journeys successfully together. Being there at...
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A new home that we can call ars
Reply from Carla Richards
February 24th, 2025 08:50 PM
Thank you for allowing me to help you on this journey, Tony! I am so excited for you owning your very own home.
All the help and communication I had with everyone
Reply from Carla Richards
February 24th, 2025 08:51 PM
So proud of you and excited for your very own home!! Wishing you all the best!
Carla is a fantastic knowledgeable lender who keeps a level head throughout the process.
Reply from Carla Richards
February 21st, 2025 01:43 PM
Thank you so much, Cory! I always love working with you and your great clients. I'm glad to hear you had a positive experience with me at Movement Mortgage. It's ALWAYS my goal to stay calm and informed to help guide my clients (and agents)...
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Carla was very patient with us throughout the process
Reply from Carla Richards
February 21st, 2025 01:44 PM
Thanks, Michael! I really appreciate your trust in me & my great team. I'm glad I could be there for you every step of the way. It was a pleasure working with you on your home purchase, and I'm thrilled everything went smoothly. Welcome home!!!...
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About
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
FHA
USDA
VA
New Construction
HELOC
Mortgage
Mortgages
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Memberships
- TIPS Networking Group- Bristol, TN
- FemCity Johnson City, TN
- Movement Loan Officers
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Addresses and Serving Areas
Primary Serving Area
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 2405256
- FL-LO149698
- SC-BFI-MLO - 2405256
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Achievements
- Corporate training, First Time Home Buyer Certification, VA Buyers Knowledge
Hobbies
- Church Activities
- Community service
- Outdoors & Family
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Disclaimer
FL-LO149698, SC-BFI-MLO - 2405256, TN-2405256, VA-MLO-68470VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.