

Carla Richards
Loan Officer

Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service t... Show More
Location & Business Hours
Business Hours
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Carla was such a pleasure to work with throughout this process . She explained everything and made it so easy! I would recommend her and her assistant Renee to anyone who needs a mortgage lender!
Reply from Carla Richards
July 7th, 2025 05:09 PM
Thank you so much! It was truly a pleasure working with you, and I’m so glad we could make the process smooth and stress-free. Renee and I are both so grateful for your kind words and your trust — it means everything! Wishing you all the best...
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Carla helped us tremendously during the home-buying process. She is always so kind, has encouraging words of wisdom, and is very knowledgeable in her field of work! I would recommend everyone see Carla for your loan needs.
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Reply from Carla Richards
July 3rd, 2025 12:03 AM
Summer, thank you so much for your kind words! It was truly a pleasure to walk through the home-buying process with you. I'm so grateful for your trust and so happy I could be a part of this exciting chapter in your life. Your support and recommendation...
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Carla always takes good care of clients that I send to her. On this one, she had a clear to close ready quickly because she had done such a thorough pre-approval it made it a breeze during the contract!
Reply from Carla Richards
July 3rd, 2025 12:03 AM
Thank you so much for your continued trust and partnership! It means everything to work with someone who values preparation as much as I do. I'm always honored to take care of the clients you send my way—and when we work together like this,...
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Carla was absolutely wonderful. She was so sweet and always available when we needed her. I would highly recommend Carla to anyone!
Reply from Carla Richards
July 3rd, 2025 12:05 AM
Thank you so much, Kelly, for your kind words! It was truly a joy working with you, and I'm so glad I could be there when you needed me. Helping you through this journey was an honor, and your recommendation means the world to me! 💛🏡
I’ve been a Realtor for almost 14 years and Carla is one of the best lenders I’ve worked with! She is knowledgeable, responsive, and willing to go above and beyond to ensure a loan will close. Most importantly, she is a kind person who genuinely...
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Reply from Carla Richards
July 3rd, 2025 12:05 AM
Wow—thank you so much! Coming from someone as experienced and respected as you, this truly means the world to me. I’m so grateful for your trust and partnership, and it’s always an honor to work alongside someone who shares the same commitment...
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Communication is big with me...Carla always goes above and beyond with this! Not only me, but with my clients too She is always so kind and nice as well. And if my client doesn't understand something...Carla always sits down with them to make...
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Reply from Carla Richards
July 3rd, 2025 12:06 AM
Thank you so much for this kind and thoughtful feedback! I truly believe clear and consistent communication makes all the difference, and I’m so grateful you see and value that. It means so much to work with a Realtor who shares that same commitment...
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Carla is all about providing an experience for her clients! Her communication skills are second to none. She truly cares and only wants the best and that's what you get! I don't hesitate to say she is top-notch when it comes to a mortgage lender....
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Reply from Carla Richards
June 25th, 2025 11:39 AM
Coming from YOU, that means the world! You’re a total rockstar in this business, so to be seen this way by someone who sets the bar so high is an honor. Thank you for trusting me and for being such a powerhouse partner in making dreams happen....
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Carla was amazing to work with! Whether it was early in the morning, or 9 o'clock at night, I always got a response from Carla when I had questions or concerns about anything. I am well pleased and will always highly recommend Carla Richards...
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Reply from Carla Richards
June 24th, 2025 10:25 PM
I'm thrilled to hear about your satisfaction with the service I provided. It was a pleasure assisting you and your wonderful wife with your home purchase, and I'm grateful for your kind words and recommendation. Thank you for choosing me to...
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Carla is AMAZING at what she does! Because of Carla I will ALWAYS recommend Movement Mortgage. 10/10 communication and I always knew Carla would work extra hard to ensure we were happy
Reply from Carla Richards
June 24th, 2025 10:26 PM
It was a pleasure working with you & Emma with your purchase. I AM SO PROUD OF YOU!!! Your recommendation means a lot, and I'm grateful for your kind words about my communication and dedication. Thank you for choosing me to help you with this...
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Carla and the entire team at Movement Mortgage was amazing to work with! They were beyond great with communication, helping answer all our questions, and getting us into our first home. Every detail was clear, every document was readily available...
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Reply from Carla Richards
June 16th, 2025 08:54 PM
Jean & Emily- I am thrilled to hear your positive experience with our team at Movement. It was such a pleasure assisting you with your first home purchase. YOU were a rockstar all that way thru! Your satisfaction with our communication and...
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About
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
FHA
USDA
VA
New Construction
HELOC
Mortgage
Mortgages
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Memberships
- TIPS Networking Group- Bristol, TN
- FemCity Johnson City, TN
- Movement Loan Officers
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Addresses and Serving Areas
Primary Serving Area
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 2405256
- FL-LO149698
- SC-BFI-MLO - 2405256
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Achievements
- Corporate training, First Time Home Buyer Certification, VA Buyers Knowledge
Hobbies
- Church Activities
- Community service
- Outdoors & Family
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Disclaimer
FL-LO149698, SC-BFI-MLO - 2405256, TN-2405256, VA-MLO-68470VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.