Carla Richards
Loan Officer
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service t... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Words cannot describe my gratitude. Carla is more than just a Loan Officer and will carry you on through every step of the process. This has been a rollercoaster and it would have derailed a long time ago if not for her guidance, patience,...
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Reply from Carla Richards, Movement Mortgage
January 19th, 2026 05:56 PM
If a transaction can hit a roadblock, this one did. BUT, we never gave up and we made it!! Ethan, I'm truly touched by your feedback. It was a privilege to guide you through the mortgage journey and ensure everything went smoothly. Your trust...
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Carla was very helpful, professional and easy to communicate with. Carla made the mortgage experience so easy. Would definitely recommend her and if the need arose again would continue to use her services .
Reply from Carla Richards, Movement Mortgage
January 19th, 2026 05:52 PM
Jennifer, I'm grateful for your kind feedback. Making the mortgage process easy and being there to assist is something I strive for, so it’s wonderful to know you felt supported. Your recommendation means a lot, and I look forward to the opportunity...
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Carla was fantastic! She never let the ball drop even when we kept throwing it high in the air. Professional, polite, and a pleasure to work with.!!! Highly recommend!
Reply from Owner
January 11th, 2026 11:04 PM
I'm pleased to hear you had such a positive experience, Kathy. Ensuring everything ran smoothly is important to me, even when challenges arise. Thank you for your kind words and recommendation. It was a pleasure working with you :)
!We had a complicated situation where we were selling a home and trying to buy a home in the same day. Everyone worked together to make sure that we have the smoothest experience possible! We were very pleased and everyone was , scratch that,...
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Reply from Carla Richards, Movement Mortgage
January 11th, 2026 11:08 PM
Kathy, WELCOME HOME!!!! I am glad everything worked out and it was an honor working with you!
I had an excellent experience working with Carla throughout the entire process. From start to finish, she was professional, responsive, and extremely knowledgeable. Every question I had was answered clearly and promptly, and she took the time...
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Reply from Carla Richards, Movement Mortgage
January 11th, 2026 11:12 PM
Thank you so much for your incredibly kind words. It truly meant more to me than you know. Being trusted by an old friend with such a meaningful chapter for your family was an absolute honor. I know how bittersweet it can be to leave a home...
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I had an excellent experience working with Carla throughout the entire process. From start to finish, she was professional, responsive, and extremely knowledgeable. Every question I had was answered clearly and promptly, and she took the time...
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Reply from Carla Richards, Movement Mortgage
January 11th, 2026 11:12 PM
Thank you so much for your incredibly kind words. It truly meant more to me than you know. Being trusted by an old friend with such a meaningful chapter for your family was an absolute honor. I know how bittersweet it can be to leave a home...
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Carla was beyond helpful and knowledgable ! Couldnt be happier!
Reply from Carla Richards, Movement Mortgage
January 11th, 2026 11:22 PM
I'm grateful for your feedback, Nathan. It's wonderful to know that my assistance and knowledge made a positive difference in your experience. If you have any future questions or need further support, feel free to reach out. Enjoy your new...
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Carla made sure we had the best deal on our mortgage.
Reply from Carla Richards, Movement Mortgage
December 26th, 2025 09:38 PM
So proud of you and your hard work, Chad!! Congrats on your new home and thank you for allowing me to help you and your family!
Carla was amazing to work with! She went above and beyond for my buyers. She kept all parties in the loop the whole time! I can't wait to work with her again in 2026!!
Reply from Carla Richards, Movement Mortgage
December 26th, 2025 09:40 PM
THANK YOU, Jenalee!! You were such an amazing agent during this transaction and made sure to make the process super smooth on your Buyers' side! Government shutdown may have put a damper on some thigs, but we reached the goal line and did it...
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Carla is great about keeping everyone updated throughout the entire process and is available by phone whenever you need her.
Reply from Carla Richards, Movement Mortgage
December 26th, 2025 09:44 PM
It was such a great opportunity to work with you and your clients, Cindy! THANK YOU for trusting me!! When there was something to handle, you did it quickly and so professionally!
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About
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
FHA
USDA
VA
New Construction
HELOC
Mortgage
Mortgages
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Memberships
- TIPS Networking Group- Bristol, TN
- FemCity Johnson City, TN
- Movement Loan Officers
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Addresses and Serving Areas
Primary Serving Area
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 2405256
- FL-LO149698
- SC-BFI-MLO - 2405256
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Gallery
Achievements
- Corporate training, First Time Home Buyer Certification, VA Buyers Knowledge
Hobbies
- Church Activities
- Community service
- Outdoors & Family
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Disclaimer
FL-LO149698, SC-BFI-MLO - 2405256, TN-2405256, VA-MLO-68470VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.