

Carla Richards
Loan Officer

Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Carla with Movement Mortgage was very helpful and professional throughout our loan process. She made buying our first home easy and comfortable, informing us of everything we needed to know every step of the way and open to our questions. She...
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Reply from Carla Richards, Movement Mortgage
March 13th, 2026 12:18 AM
Caleb, you brought a tear to my eye! Yall were excellent homebuyers and such a pleasure to work with. Welcome HOME!!!
Carla was knowledgeable, helpful and friendlier than almost anyone I’ve ever met. She made getting a mortgage a surprisingly pleasant experience and encouraged us every step of the way. Highly recommend!!!
Reply from Owner
March 13th, 2026 12:20 AM
Scott, I miss you all, already!! But, now you have a friend and lender for life! Thank you both for allowing me to guide you thru buying your first home. Enjoy your beautiful new home!!!!
Carla was always available and patient enough to answer my many questions. she made getting a mortgage surprisingly pleasant, and I would recommend her to anyone!
Reply from Carla Richards, Movement Mortgage
March 13th, 2026 12:20 AM
Scott, I miss you all, already!! But, now you have a friend and lender for life! Thank you both for allowing me to guide you thru buying your first home. Enjoy your beautiful new home!!!!
Great experience in refinancing our mortgage. Carla was outstanding- thoroughly professional and incredibly responsive! The entire refinancing went smoothly, Carla kept us informed of the status and next steps through the entire process.
Carla provided exceptional communications throughout the process. We were kept aware of the status and next steps along the way. She was professional and always very responsive. The entire experience was very easy and went smoothly.
Reply from Carla Richards, Movement Mortgage
March 5th, 2026 03:52 AM
I'm grateful for your positive feedback, Bob, THANK YOU! It's fantastic to know that the communication met your expectations and that the process was smooth for you. Ensuring you're informed and supported throughout is always my priority. Always...
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I have used Movement Mortgage several times to purchase homes in different markets, but I have to say that our experience with Carla Richard’s and her team was top tier! From the easy pre-approval to the closing table, Carla and team provided...
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Reply from Owner
March 5th, 2026 03:51 AM
Rachel, it's wonderful to hear that your experience has been positive across multiple purchases. I’m glad to know that the process was seamless for you and it's rewarding to be a part of your journey in achieving your dream estate...what a...
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Carla always works hard and gets it done no matter how challenging!
Reply from Carla Richards, Movement Mortgage
March 2nd, 2026 06:07 PM
I'm grateful for your feedback, Tracy. It's important to me to provide effective support, especially when challenges arise. Thank you for recognizing my efforts in helping you with your purchase. Ready for our next one!
Good communications and continued effort to satisfy client.
Reply from Carla Richards, Movement Mortgage
March 2nd, 2026 06:13 PM
Ed, it was great having you back for a third time- thank you for trusting my team!
It was easy and painless and Carla is just a delight!
Reply from Carla Richards, Movement Mortgage
March 2nd, 2026 06:14 PM
I'm glad to hear you found the process easy and painless, Rachel. It was a pleasure working with you and being a part of your home-buying journey. Thank you for your kind words, and please don't hesitate to reach out if you have any questions...
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The best experience I have had purchasing a home.
Reply from Owner
February 28th, 2026 03:17 AM
I'm glad to hear that your home purchase experience was so positive, Melanie. It was a pleasure to assist you through this journey. If there's anything else you need or if you have any questions in the future, please feel free to reach out....
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About
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
FHA
USDA
VA
New Construction
HELOC
Mortgage
Mortgages
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Memberships
- TIPS Networking Group- Bristol, TN
- FemCity Johnson City, TN
- Movement Loan Officers
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Addresses and Serving Areas
Primary Serving Area
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 2405256
- FL-LO149698
- SC-BFI-MLO - 2405256
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Achievements
- Corporate training, First Time Home Buyer Certification, VA Buyers Knowledge
Hobbies
- Church Activities
- Community service
- Outdoors & Family
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Disclaimer
FL-LO149698, SC-BFI-MLO - 2405256, TN-2405256, VA-MLO-68470VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.