

Carla Richards
Loan Officer

Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service t... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Carla takes great pride in her relationships with her clients and it shows. She goes above and beyond to communicate clearly and that you are confident in your decision. Whether you are a first time home owner, downsizing or refinancing Carla...
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Reply from Owner
April 12th, 2026 02:57 AM
Your feedback is greatly appreciated, Shannon, thank you! I strive to build strong relationships with my clients and am pleased you felt supported throughout the process. Clear communication and ensuring your confidence in your decisions are...
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Carla takes great pride in her relationships with her clients and it shows. She goes above and beyond to communicate clearly and that you are confident in your decision.
Reply from Carla Richards, Movement Mortgage
April 5th, 2026 01:12 AM
Shannon, I truly appreciate you. I'm committed to building strong relationships and ensuring clear communication is a priority. It was such a pleasure working with you and serving your family- WELCOME HOME!!! I am still so very happy this whole...
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Great experience! Carla was excellent.
Reply from Owner
May 30th, 2026 01:01 PM
Thank you for trusting me, Derek! I just love your sweet little family and seeing these dreams become reality has meant so much to me! WELCOME HOME!
Carla was excellent. Great communication which made the whole process simple and easy to understand.
Reply from Carla Richards, Movement Mortgage
April 5th, 2026 01:06 AM
I'm so happy to hear that you found the process simple and easy to understand, Derek. Thank you for your kind words. Effective communication is a priority for me, and I'm glad it made a positive difference for you. Congratulations on your new...
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Carla was amazing! Positive, informative, supportive, and just an absolute pleasure to work with!! She always went above and beyond and made our 1st home buying experience a breeze. Will definitely recommend to family!
Reply from Owner
May 30th, 2026 01:02 PM
Oh my goodness, thank you so much for this sweet review!Helping first-time homebuyers is one of my favorite parts of what I do, and it was such a joy getting to be part of your journey! Buying your first home can feel like a lot, so hearing...
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Carla was amazing! Positive, informative, supportive, and just an absolute pleasure to work with!! She always went above and beyond and made our 1st home buying experience a breeze. Will definitely recommend to family.
Reply from Carla Richards, Movement Mortgage
April 3rd, 2026 03:33 PM
Ashley!!! Your words just make me smile :) THANK YOU for trusting me and my team! Guiding you along the homebuying process was such a pleasure- you were always so sweet and such joy to talk with. And a true rockstar when asked for any documentation-...
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Carla and her team were such a blessing to work with and we look forward to working with them again in the future!!!
Reply from Carla Richards, Movement Mortgage
April 3rd, 2026 03:34 PM
God had a different plan than how we started this journey, and that's ok. We trust Him and look forward to completing Step 2 with you ;) Thank you both for allowing my team to make it happen!
Carla is hands down one of the best lenders I have ever worked with! As a realtor, I know how important it is to have a knowledgeable and experienced lender, but almost as importantly, how important it is to have a lender who communicates heavily...
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Reply from Carla Richards, Movement Mortgage
April 1st, 2026 09:17 PM
Always a pleasure working with you, Katie!! Your top-notch work is next to none!!! You make every transaction easy peasy and the care for your clients are always the best! THANK YOU for trusting me and I look forward to the next!
We are happy with the rate and closing costs. Good communication and on-line tools made the process easy.
Reply from Carla Richards, Movement Mortgage
April 1st, 2026 09:17 PM
I'm glad to hear that you were satisfied with the rate and closing costs, Mike. It's great that the communication and online tools made your experience smooth. If you have any more questions or need further assistance, feel free to reach out....
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Questions were answered promptly.
Reply from Carla Richards, Movement Mortgage
April 1st, 2026 09:18 PM
Thank you for the positive feedback, Candy!! Welcome home!
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About
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
FHA
USDA
VA
New Construction
HELOC
Mortgage
Mortgages
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Memberships
- TIPS Networking Group- Bristol, TN
- FemCity Johnson City, TN
- Movement Loan Officers
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Addresses and Serving Areas
Primary Serving Area
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 2405256
- FL-LO149698
- SC-BFI-MLO - 2405256
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Gallery



Achievements
- Corporate training, First Time Home Buyer Certification, VA Buyers Knowledge
Hobbies
- Church Activities
- Community service
- Outdoors & Family
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Disclaimer
FL-LO149698, SC-BFI-MLO - 2405256, TN-2405256, VA-MLO-68470VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.