

C.O. Scheffer
Vice President Mortgage Loan Officer | NMLS# 54177...

C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
C.O. was extremely helpful, quick to respond and always explained everything very well.
Reply from C.O. Scheffer
October 8th, 2025 01:24 PM
I appreciate your feedback, Caleb. It's important to me that I provide clear and timely assistance, so I'm glad to hear that the explanations were helpful and responses prompt. If there's anything else you need, feel free to get in touch.
This has been, hands down, the best mortgage experience we have ever had. Not only has CO been wonderful to work with and highly knowledgeable, the entire process was flawless. Even the documentation portal was intuitive and seamless to use....
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Reply from C.O. Scheffer
October 8th, 2025 01:25 PM
It's great to hear that your mortgage experience was so positive. I'm pleased to have been able to assist you through a process that felt stress-free and pleasant. Your confidence in recommending my services to your family and friends is deeply...
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Explained everything well and answered all questions in reasonable time. Was very nice and friendly and helped with closing.
Reply from C.O. Scheffer
October 6th, 2025 09:43 PM
I appreciate you sharing your experience, Sean. It's important to me that all your questions were answered promptly and that you felt supported during the closing process. I'm glad I could help make things clear and friendly. If there's anything...
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Everything for our home equity loan went smoothly.
Reply from C.O. Scheffer
October 6th, 2025 01:26 PM
I'm glad to hear that your experience with the home equity loan process was smooth, Alan. It's important to me to ensure transactions go as seamlessly as possible. Should you have any further questions or if there's anything else you need,...
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Communication through out the loan process to make sure we closed on time. Thank you
Reply from C.O. Scheffer
October 6th, 2025 01:27 PM
I'm glad to hear that the communication during your loan process met your expectations, Jill. Keeping things on track for a timely closing is a priority for me. If you have any other questions or need further assistance in the future, I'm here...
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C.O was awesome.
Reply from C.O. Scheffer
October 6th, 2025 01:27 PM
I'm glad to hear that you had a positive experience, Gabe. If you need help with anything else or have any questions in the future, please let me know.
Construction to VA loan was relatively simple
Reply from C.O. Scheffer
October 6th, 2025 01:28 PM
I'm glad to hear the process was straightforward for you, Rhonda. Making transitions like that as smooth as possible is always my goal. If there's anything more I can assist you with in the future, feel free to let me know.
Great level of communication and responsiveness
Reply from C.O. Scheffer
October 6th, 2025 01:27 PM
I'm glad to hear you appreciated the communication and responsiveness, Dan. It's important to me to ensure clear and timely interactions. If there's anything more I can assist you with, please feel free to get in touch.
Everything was so smoothly and great that I can't anything to add! Thank you for the help so much!
Reply from C.O. Scheffer
September 19th, 2025 02:00 PM
I'm pleased to hear that everything went smoothly, Ekatherina. Thank you for your kind words. If anything else comes up or if you have more questions in the future, feel free to reach out.
We haven't done a loan in a long time, so we had questions. C. O. was very helpful and willing to meet with us to answer those questions. The esigning is so easy.
Reply from C.O. Scheffer
September 15th, 2025 08:21 PM
I appreciate you sharing your feedback, Amanda. Navigating loans can bring up many questions, and I'm pleased to hear that I could assist you effectively. Making processes like esigning easy and straightforward is a priority for me. If any...
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About
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
First time homebuyer loans
Medical Professional Program
Business Professional Program
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Memberships
- Downtown Optimist Club
- Columbia Board of Realtors Affiliate
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541779
Achievements
- 2020 Central Bank of Boone County Banker of the Year
Hobbies
- Attending Concerts
- Golf
- Travel
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Disclaimer
The Central Trust Bank NMLS ID # 407985