Bunker Rayner
Branch Manager/Mortgage Advisor | NMLS# 268398
California Lutheran University
Bunker Rayner joined the mortgage industry after receiving his BS from California Lutheran University in 1997. He has more than 25 years of mortgage experience. He received his real estate broker license in 2006 and is currently licensed in... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM(Open now)
Sat
8 AM to 6 PM
Sun
8 AM to 6 PM
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Reviews from Web
Working along side Bunker was such a great experience! The lending process was minimal stress with this amazing team by our side!
Reply from Bunker Rayner
December 18th, 2025 04:11 PM
It was great working with you. Thanks again for putting your trust in us.
Bunker has been very helpful throughout the process. I especially appreciated how accessible and responsive he is.
Thanks, Bunker
Reply from Owner
October 27th, 2025 06:22 PM
Thank You! I was glad to make it happen for you!
Absolutely enjoyed working with Bunker! Everything was handled with ease and efficiently! Questions were always answered in a timely manner and thoroughly explained! 10 out of 10 would recommend!
Reply from Owner
September 18th, 2025 12:00 AM
Thank you so much for the kind words!
An absolute amazing experience! Bunker handled our loan with ease and answered any questions we had off the bat! Buying a home felt like a huge weight but Bunker truly made our first home buying experience stressless! Top tier work! Thank you...
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Reply from Owner
September 16th, 2025 04:28 PM
My pleasure! You worked long and hard to make this happen! Congratulations!
I've worked with Bunker on several properties and referred several friends and family. Top notch service as always. Thank you for your resent service on the sale of one of our properties!
Reply from Owner
September 9th, 2025 07:02 PM
Thank you George! Always a pleasure to work with you!
Bunker is extremely knowledgeable, responsive and honest and goes the extra mile to make sure things go smoothly. I highly recommend Bunker to anyone needing a mortgage.
Reply from Owner
July 2nd, 2025 06:57 PM
Thank you!
5-Star Review for Bunker Rayner Mortgage Loan OfficerI had an outstanding experience working with Bunker throughout the entire loan process. From start to finish, he was professional, responsive, and incredibly knowledgeable. He took the time...
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Reply from Owner
May 13th, 2025 02:59 PM
Thank you so much Gena! It was a pleasure working with you!
I had an outstanding experience working with Bunker throughout the entire loan process. From start to finish, he was professional, responsive, and incredibly knowledgeable. He took the time to clearly explain all our options, answered every...
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Reply from Owner
May 13th, 2025 12:00 AM
Thank you so much for giving me the opportunity to help you all. It was my pleasure!
Bunker and his team has been incredibly helpful and patient throughout this process. Without them, I don't think I would've had the chance to get a loan approved for my first home! I would strongly recommend his services to anyone in the market...
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Reply from Owner
March 7th, 2025 05:32 PM
Thank you so much Zed! You are a pleasure to work with!
I'm a big fan of your management style. The coaching and mentoring opportunities you've provided have been invaluable. I can't thank you enough for going extra mile to make me succeed. I really appreciated.
Reply from Owner
February 19th, 2025 05:58 PM
Thank you very much! Looking forward to working with you!
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About
Bunker Rayner joined the mortgage industry after receiving his BS from California Lutheran University in 1997. He has more than 25 years of mortgage experience. He received his real estate broker license in 2006 and is currently licensed in both California and Arizona. Bunker has the experience and necessary tools to provide a high-level of customer service. He is truly passionate about helping his clients achieve their financial goals and dreams of homeownership. In Bunker’s spare time, he serves as the President of Inland Empire Project Kids, a non-profit organization raising funds for child abuse prevention programs and facilities within Southern California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Mortgage Services
Home Loans
Home Equity Loans
First Time Home Buyer Programs
Down Payment Assistance Programs
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Education
- California Lutheran UniversityCriminal JusticeBachelor of Science (BS)Aug 1988 -Jun 1992
Positions
- Change Mortgage - Branch ManagerOct 3rd, 2018 - Current
Memberships
- The Inland Gateway Association of REALTORS
- Inland Empire Project Kids President
- AREAA Orange County Chapter
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 268398
Awards
Affiliate Chair
Riverside County 2...
TIGAR Affiliate of...
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Achievements
- Presidents Award Club
Hobbies
- Camping
- Fishing
- Hiking
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Disclaimer
Change Lending, LLC dba Change Home Mortgage, 175 N Riverview Drive, Suite C, Anaheim, CA 92808. NMLS ID #1839. Verify licenses at: www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. This is not a commitment to lend. Equal Housing Lender. © 2025. Change Lending, LLC. All rights reserved.