Bunker Rayner
Branch Manager/Mortgage Advisor | NMLS# 268398
California Lutheran University
Bunker Rayner joined the mortgage industry after receiving his BS from California Lutheran University in 1997. He has more than 25 years of mortgage experience. He received his real estate broker license in 2006 and is currently licensed in...... Show More
Location & Business Hours
Friday
8:00 AM to 6:00 PM
Saturday
8:00 AM to 6:00 PM
Sunday
8:00 AM to 6:00 PM
(Open Now)
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Reviews from Web
I’ve known Bunker Rayner since I was 18 years old (which was just a few years ago ;)) I’ve entrusted him with two home loans and a re-finance. I wouldn’t trust anyone else. Anytime I have a question, day or night and weekends, he always answers!...
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Bunker was the loan officer in guiding us through the rigorous process of financing our home purchase. He always explained what was needed and how to resolve any issues we encountered going through the daunting process of buying a home. He...
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Reply from Owner
April 20th, 2026 02:40 PM
Thank you so much with trusting me with your first home purchase! It was a pleasure working with you!
Bunker answered questions I had about the loan process I didn't understand He always responded back quickly to any questions I had when I had them He never made me feel like I was bothering him even when I called about last minute questions...
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Reply from Bunker Rayner
April 23rd, 2026 01:05 AM
I enjoyed working with you. Thanks for the great feedback.
Bunker helped us buy our first home in 2016 and was there again for us this year when we decided to purchase a new home. He was always available to answer questions and guided us through the entire process.
Reply from Owner
January 20th, 2026 03:53 PM
It was my pleasure to serve you again for your mortgage needs! Always a great experience with you!
Bunker has been there for me for years. Bunker helped me purchase my first home in 2016 and for the past 2 years me and my wife have been looking for a bigger home. After 2 years of Bunker always taking my calls and running scenarios for me,...
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Reply from Bunker Rayner
January 20th, 2026 08:21 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Working along side Bunker was such a great experience! The lending process was minimal stress with this amazing team by our side!
Reply from Bunker Rayner
December 18th, 2025 04:11 PM
It was great working with you. Thanks again for putting your trust in us.
Bunker has been very helpful throughout the process. I especially appreciated how accessible and responsive he is.
Thanks, Bunker
Reply from Owner
October 27th, 2025 06:22 PM
Thank You! I was glad to make it happen for you!
Absolutely enjoyed working with Bunker! Everything was handled with ease and efficiently! Questions were always answered in a timely manner and thoroughly explained! 10 out of 10 would recommend!
Reply from Owner
September 18th, 2025 12:00 AM
Thank you so much for the kind words!
An absolute amazing experience! Bunker handled our loan with ease and answered any questions we had off the bat! Buying a home felt like a huge weight but Bunker truly made our first home buying experience stressless! Top tier work! Thank you...
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Reply from Owner
September 16th, 2025 04:28 PM
My pleasure! You worked long and hard to make this happen! Congratulations!
I've worked with Bunker on several properties and referred several friends and family. Top notch service as always. Thank you for your resent service on the sale of one of our properties!
Reply from Owner
September 9th, 2025 07:02 PM
Thank you George! Always a pleasure to work with you!
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About
Bunker Rayner joined the mortgage industry after receiving his BS from California Lutheran University in 1997. He has more than 25 years of mortgage experience. He received his real estate broker license in 2006 and is currently licensed in both California and Arizona. Bunker has the experience and necessary tools to provide a high-level of customer service. He is truly passionate about helping his clients achieve their financial goals and dreams of homeownership. In Bunker’s spare time, he serves as the President of Inland Empire Project Kids, a non-profit organization raising funds for child abuse prevention programs and facilities within Southern California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Mortgage Services
Home Loans
Home Equity Loans
First Time Home Buyer Programs
Down Payment Assistance Programs
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Education
- California Lutheran UniversityCriminal JusticeBachelor of Science (BS)Aug 1988 -Jun 1992
Positions
- Change Mortgage - Branch ManagerOct 3rd, 2018 - Current
Memberships
- The Inland Gateway Association of REALTORS
- Inland Empire Project Kids President
- AREAA Orange County Chapter
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Addresses and Serving Areas
Year Started
1996
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 268398
Awards
Affiliate Chair
Riverside County 2...
TIGAR Affiliate of...
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Achievements
- Presidents Award Club
Hobbies
- Camping
- Fishing
- Hiking
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Disclaimer
Change Lending, LLC dba Change Home Mortgage, 175 N Riverview Drive, Suite C, Anaheim, CA 92808. NMLS ID #1839. Verify licenses at: www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. This is not a commitment to lend. Equal Housing Lender. © 2025. Change Lending, LLC. All rights reserved.