

Bradley Smith
MORTGAGE MARKET MANAGER - PRODUCING


Auburn University
My name is Brad Smith, and I am a Mortgage Loan Officer for First Horizon Bank with offices in both Birmingham and Mobile, AL. I am able to handle your mortgage needs for any property located in the continental United States. First Horizon... Show More
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What makes this experience great is the people and that particular person is Brad Smith. He gets the job done right, he is always responsive, very respectful, and very personable. We will continue to use Brad going forward for all our real...
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Reply from Bradley Smith
August 27th, 2026 05:21 PM
Thank you, Jonathan, for your kind words. I'm grateful to have been able to assist you in your new home purchase. Clients like you make my job fun and easy! I hope you are enjoying the new house. Let me know if you ever need anything at all....
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It was easy to sign documents and closing at the house
Reply from Brad Smith
April 29th, 2026 07:04 PM
Thank you so much for the positive review and great feedback! You guys were great to work with and I appreciate you trusting me to help with your new home purchase!
Brad Smith is a fantastic asset to First Horizon and all of your clients. I will absolutely tell all of our friends in the home buying process to give First Horizon a call. The communication, focus on customer service, and creative thinking...
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Reply from Brad Smith
April 29th, 2026 07:08 PM
Thank you so much for the kind words and great review! I had a great time working with you on your new home purchase. I think we both had a lot of fun looking at and evaluating many different options. Please let me know if you ever need anything...
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Brad has a true servants heart. He delivers value for his clients because that is who he is.
Reply from Brad Smith
April 29th, 2026 07:10 PM
Thank you so much for those very kind words, Mr. Corbin. You were a joy to work with. Please let me know if you ever need anything at all!
Process was easy. Brad and his team are the best. I do not have a single complaint.
Reply from Brad Smith
September 23rd, 2026 02:31 PM
Thank you so much for the kind words. I hope everything has been going well since we last spoke! Let me know if you ever need anything at all.
Brad was very responsive and everything was very efficient. Really appreciate all of the help. Everything was very easy!
Brad Smith has the greatest "people skills" of anyone in the business. He is such a genuinely nice guy that he makes the communication a pleasure.
Reply from Brad Smith
September 23rd, 2026 02:33 PM
Thank you for the very kind review, Meredith! I always love working with you. Hope you guys have been loving the new place.
Brad was very communicative and friendly. I look forward to future business with FHN.
Reply from Brad Smith
July 14th, 2025 02:05 PM
Thank you so much for the nice review and feedback, Carly. I really enjoyed working with you two and am glad everything went so smoothly. Congratulations on your beautiful new home!
Brad is a true profession who I had confidence in through the process.
Brad was amazing through whole process!
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About
My name is Brad Smith, and I am a Mortgage Loan Officer for First Horizon Bank with offices in both Birmingham and Mobile, AL. I am able to handle your mortgage needs for any property located in the continental United States. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the home loan you need to buy or build a home, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Customized Lending Solutions
Condominiums
Jumbo Loans
Grant Funds
Government Loans - VA, FHA and USDA
Construction Loans
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Education
- Auburn UniversityAccountingBS, Accounting

- Vanderbilt UniversityFinance and EconomicsMaster of Business Administration (MBA)

Memberships
- Neighborhood Housing Services of Birmingham, Board President
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 472329
Hobbies
- Pickleball
- Tennis
- Reading
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.