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Bradley Roche at Element Home Loans - Branch Manager | NMLS# 135191 in Davidson, NC

Bradley Roche at Element Home Loans

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Branch Manager | NMLS# 135191

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Brad Roche has been a Mortgage Planner for 30 years and continues to rank nationally for his sales volume. He had the privilege of being a National Sales Trainer for 16 years, a Direct Endorsed Underwriter for HUD for 10 years and a License... Show More
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
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Reviews from Web
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    Megan C
    Posted on February 24th, 2020 02:55 PM
    Bradley Roche at Element Home Loans has received a review with 5 star rating from Megan C
    Reply from Owner
    January 9th, 2026 10:01 AM
    Thank you Megan!
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    James L
    Statesville, NC
    Posted on February 24th, 2020 02:54 PM
    I just love working with Brad. His team is so efficient, kind, and move through the process very rapidly. There are only a few places or people that I tell everyone about because they are that amazing, Disney World, my photography wedding album...
    read more
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    Steven R
    Lincolnton, NC
    Posted on February 7th, 2020 05:21 PM
    quick and seamless...
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    James M
    Cornelius, NC
    Posted on February 3rd, 2020 10:28 PM
    The process seemed to get delayed frequently due to incomplete or unclear specifications on exactly what was needed. I would suggest being very specific when requesting information. Ex. Needing copies of bank statements, etc., then sending...
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    Dustin O
    Catawba, NC
    Posted on January 28th, 2020 03:00 AM
    Great and pleasant experience.
  • Encompass
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    Joel C
    Murphy, NC
    Posted on January 21st, 2020 04:30 PM
    The people were very friendly and helpful
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    Carlos R
    Posted on January 21st, 2020 01:22 PM
    Very professional, great staff, constant communication and advice through the process, supportive every step of the way.
    Reply from Owner
    January 9th, 2026 10:01 AM
    Awesome! thank you!
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    Magda G
    Posted on January 20th, 2020 04:55 PM
    Bradley Roche at Element Home Loans has received a review with 5 star rating from Magda G
  • Encompass
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    Tammy L
    Salisbury, NC
    Posted on January 19th, 2020 08:49 PM
    The teamwork that I received from the loan officer to the underwriting department. Everyone was very knowledgeable and willing to help
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    Bruce P
    Posted on January 19th, 2020 01:42 AM
    Steve Kinzler is extremely knowledgable, answers every question, and makes the mortgage process painless and enjoyable. What a great experience.
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    About
    Brad Roche has been a Mortgage Planner for 30 years and continues to rank nationally for his sales volume. He had the privilege of being a National Sales Trainer for 16 years, a Direct Endorsed Underwriter for HUD for 10 years and a Licensed Real Estate Agent for 11 years. He has several certifications in Leadership Training and was awarded a Master Graduate in 2000. In addition, he has been lead developer on multi-million dollar projects, in commercial & residential. Recently, Brad has been approved as a certified class instructor with Central Piedmont Community College. He has been in many articles and press releases for mortgage-related topics and noted as an expert in his field.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Positions
    • Element Funding - Loan Consultant
      Feb 1st, 2015 - Current

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 135191
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.