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Bradley Roche at Element Home Loans - Branch Manager | NMLS# 135191 in Davidson, NC

Bradley Roche at Element Home Loans

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Branch Manager | NMLS# 135191

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Brad Roche has been a Mortgage Planner for 30 years and continues to rank nationally for his sales volume. He had the privilege of being a National Sales Trainer for 16 years, a Direct Endorsed Underwriter for HUD for 10 years and a License... Show More
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5 Star
94%
4 Star
6%
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1%
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Reviews from Web
  • Encompass
    M
    Matthew J
    Hilton Head Island, SC
    Posted on June 30th, 2020 10:36 AM
    I’ve worked with Tommy, Angela and team a number of times and they always deliver!
  • Encompass
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    William B
    Mooresville, NC
    Posted on June 29th, 2020 01:25 PM
    The differences in "loan estimate" to final disclosure was dramatically different. A possible 3.25 rate evolved into a 3.5 that cost an additional $2400. We are not upset just disappointed. Something that started out as a great opportunity...
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  • google
    K
    Kathy M
    Posted on June 21st, 2020 05:48 PM
    This was my first experience with a mortgage and I had many questions along the way. Steve patiently answered all of my questions and helped me understand just what I was signing at closing. His response time to questions was very prompt; many...
    read more
  • Encompass
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    Rabia Y
    Charlotte, NC
    Posted on June 19th, 2020 02:35 PM
    Timely responses and details provided
  • Encompass
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    Jennifer P
    Hayesville, NC
    Posted on June 18th, 2020 11:13 AM
    The team went above and beyond to get the job done.
  • customer
    K
    Kathy M
    Posted on June 17th, 2020 03:00 PM
    My advisor, Steve Kinzler, was very attentive and kept me updated on everything I needed to know to complete the refinancing of my home. This was my first mortgage application and Steve patiently answered all my questions throughout the process....
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  • customer
    G
    Gabe G
    Posted on June 17th, 2020 01:34 AM
    Communicates well and was on top of things from start to finish . Would recommend to anyone ! Thanks Brad and Angela
  • Encompass
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    Daniel R
    Mooresville, NC
    Posted on June 16th, 2020 02:19 PM
    A great team, Experience Depth is apparent And will work hard for your best case results!
  • Encompass
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    Peter M
    Sherrills Frd, NC
    Posted on June 14th, 2020 07:48 PM
    The communication was great, even though the details were challenging. advisory notes were a welcome addition to the process
  • Encompass
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    Debra B
    Sherrills Frd, NC
    Posted on June 14th, 2020 02:00 PM
    Weekly Tuesday updates and Angela's frequent communication
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    About
    Brad Roche has been a Mortgage Planner for 30 years and continues to rank nationally for his sales volume. He had the privilege of being a National Sales Trainer for 16 years, a Direct Endorsed Underwriter for HUD for 10 years and a Licensed Real Estate Agent for 11 years. He has several certifications in Leadership Training and was awarded a Master Graduate in 2000. In addition, he has been lead developer on multi-million dollar projects, in commercial & residential. Recently, Brad has been approved as a certified class instructor with Central Piedmont Community College. He has been in many articles and press releases for mortgage-related topics and noted as an expert in his field.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Positions
    • Element Funding - Loan Consultant
      Feb 1st, 2015 - Current

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 135191
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.