Bradford Pratt
Mortgage Loan Officer | NMLS 408659
With more than 35 years of experience in mortgage banking and financial services, Bradford Pratt helps individuals, families, and business owners achieve their financing goals with confidence. His expertise includes conventional and jumbo m... Show More
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Reviews from Web
My Husband and I got a loan from, Where not the Banks. Worked with Debbie and she was wonderful walking us thru the process.
Reply from Owner
July 6th, 2025 02:52 PM
Thank you so much for your kind words. We’re glad the process felt smooth and that you felt supported throughout your journey with us.
Bradford Pratt has received a review with 5 star rating from Michael F
Bradford Pratt has received a review with 5 star rating from Elisa J
Evryone at TMF made my first time home buying experience an easy & simple one. Brad Siebert, Angela Thomas along with other's. We're always just a phone call away & answered & got back to me every time. Would Definetlu recommend TMF to anyone!...
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Reply from Owner
July 6th, 2025 02:52 PM
We’re grateful you chose us for your first home purchase. It’s great to hear that the team’s availability and prompt assistance made things easier for you. Thank you for recommending us.
Bradford Pratt has received a review with 5 star rating from Lori A
Bradford Pratt has received a review with 5 star rating from AW I
The best decision I made during the home buying process was using We Are Not the Banks! The service was outstanding, the communication was excellent, and Brad and his team went above and beyond with the support they offered me and family. If...
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Reply from Owner
July 6th, 2025 02:52 PM
Thank you for sharing such positive feedback. We’re glad our team’s dedication and clear communication helped make your home buying process seamless. Your trust and recommendation mean a lot.
I was always told to be ready for the nightmare of getting a morgage. I was worried for it. However, it was a breeze they were always available and we're always on top of what needed to be done from start to finish. This is a great company.
Reply from Owner
July 6th, 2025 02:52 PM
We truly appreciate your feedback. It’s wonderful knowing the mortgage process felt straightforward and stress-free for you. Thank you for choosing us.
Easy and quick closing. Everything was open and easy to complete and understand. Great closing!
Reply from Owner
July 6th, 2025 02:53 PM
Thank you for your review. We’re happy the closing process was quick and easy to understand for you. Your satisfaction is important to us.
Debbie and Renee at We Are Not The Banks, were Awesome to deal with, from initial application & pre-approval letter to the final approval from the lender. They have an up beat posative attitude that shows in their work and made the very stressful...
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Reply from Owner
July 6th, 2025 02:53 PM
We appreciate you sharing your experience. It’s great to hear the process felt smooth and positive from start to finish, and that you’re enjoying your new home. Thank you for your recommendation.
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About
With more than 35 years of experience in mortgage banking and financial services, Bradford Pratt helps individuals, families, and business owners achieve their financing goals with confidence. His expertise includes conventional and jumbo mortgages, construction loans, VA and government-backed financing, HELOCs, asset-based lending, business banking, and wealth management. Backed by a strong underwriting and credit background, Bradford specializes in finding solutions for complex financial situations. Having funded more than $3 billion in loans, he is known for delivering exceptional service, expert guidance, and a smooth, transparent lending experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
Self-Employed Mortgages
Cash-Out Refinances
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Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.