Bradford Pratt
Mortgage Loan Officer | NMLS 408659
With more than 35 years of experience in mortgage banking and financial services, Bradford Pratt helps individuals, families, and business owners achieve their financing goals with confidence. His expertise includes conventional and jumbo m... Show More
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Bradford Pratt has received a review with 5 star rating from Ken P
Reply from Owner
August 20th, 2026 05:30 PM
Ken, doing good work is easier when you team up with good people! We appreciate your support!
Brad kept us informed at each step as we proceeded through securing a mortgage. He was readily available to answer questions and explain the things that we needed to know all along the way. It was a smooth process.
Reply from Owner
August 10th, 2026 04:40 PM
Linda,
It is always a pleasure to help a client a second time. We are so glad you found your dream home!
Bradford Pratt has received a review with 5 star rating from Chad B
Reply from Owner
August 10th, 2026 04:42 PM
I am glad you were able to get your first house financed through us! We appreciate your Trust in us!
I recently worked with Brad Seibert for a purchase, and I can't recommend him enough. The process was surprisingly smooth — never once did I feel overwhelmed. Brad was organized and respectful of my time, asking for documents once rather than...
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Reply from Owner
August 24th, 2026 07:25 PM
Xavier, when we all have the same common goal, everything works much smoother!
Brad was a huge help with our HELCO. He listened to our specific needs, and provided solutions that were best suited to our needs. I trust his expertise and plan to refer them to friends and family.
Reply from Owner
May 9th, 2026 02:18 PM
Patrick, sometimes all it takes is a little outside of the box thinking to make things happen!
I can’t say enough great things about Brad Siebert and his team! They are patient, responsive, and genuinely care about getting me the best outcome. I always felt supported and the level of experience and resources is unmatched! Whether you...
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Reply from Owner
May 7th, 2026 03:21 PM
Mia it is always a pleasure when we get to help a past client one more time. We appreciate your support and loyalty! Doing what is best for our clients is our top priority!
Brad was tremendous help getting us through this process quickly (6 weeks from start to finish) while we were 1100 miles away. Never saw the house in person before closing. Some repairs, inspections and he was with us all the way. Unbelieveable...
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Reply from Owner
May 6th, 2026 05:20 PM
Michael, I'm grateful for your kind words. It's good to know that even from 1100 miles away, everything went smoothly and efficiently for you. If you need any more support or have further questions, please feel free to reach out!
There aren't enough great words out there to describe Brad and how hard he worked for my husband and I. If you want someone who personally invests in your home loan like it was for himself, go with Brad. We purchased a home from a Hedgefund...
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Reply from Owner
May 6th, 2026 05:23 PM
I appreciate the kind words! I appreciate the trust you put in me and my team. It's great to know I was able to support you and your husband through the challenges of purchasing from a hedge fund company. If you have any more questions or need...
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Brad at Luminate Bank was amazing to work with. He is a genuine and honest person who worked so hard to help us get approved for our home. What started off as a conventional loan process, turned into a unique and complex situation due to the...
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Reply from Owner
May 6th, 2026 07:10 PM
Thank you for sharing your appreciated experience, Jessica. Anyone can do the simple loans! Thank you for trusting me and my team.
Brad siebert helped are family get in to our forever home. Brad answered all our questions and concerns, even the odd ones !! Very knowledgeable a professional .
Reply from Owner
May 6th, 2026 08:14 PM
I'm so glad to you found your forever home! It's appreciated to know that we were able to be a part of your family's dream home.
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About
With more than 35 years of experience in mortgage banking and financial services, Bradford Pratt helps individuals, families, and business owners achieve their financing goals with confidence. His expertise includes conventional and jumbo mortgages, construction loans, VA and government-backed financing, HELOCs, asset-based lending, business banking, and wealth management. Backed by a strong underwriting and credit background, Bradford specializes in finding solutions for complex financial situations. Having funded more than $3 billion in loans, he is known for delivering exceptional service, expert guidance, and a smooth, transparent lending experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
Self-Employed Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
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Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.