

Bonnie Harper
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Bonnie was the most amazing person to work with for buying my first house. She provided an experience above and beyond to help me understand what was happening and walking me through every step of the way. She has a laser focus on getting the...
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Could have been better, towards the end...
Reply from Owner
August 13th, 2020 01:55 PM
Aubria, we are sorry to hear your expectations were not met. Thank you for taking the time to share your feedback. Please email us at ******************* or call ************** to further address your concerns. We hope to improve your experience...
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Bonnie is a rockstar. She made every thing super easy for me. Extremely greatful for her!!!
-Willie
Bonnie made it clear what she needed from me To accomplish the refinancing and acknowledged the receipt of the information when it arrived She kept me updated on the progress of the process. I don’t recall ever having any loan processed so...
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Bonnie worked with myself and my husband on our first mortgage. She reached out to us quickly when the rates had dropped and offered a mortgage refinance, which we were more than happy to do! Bonnie was very quick with communication and made...
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Chris was excellent. He got us a phenomenal rate, kept us in the loop every step of the way and there were no surprises. Chris communicated in a timely fashion and we were able to complete the entire process over our phones.
Reply from Owner
July 16th, 2020 01:22 PM
Hi Allen, thanks for taking the time to rate our service 5-stars! We're happy to hear you had a phenomenal experience working with Chris Paranczak. We look forward to working with you again soon.
Bonnie was great to deal with. She provided guidance and relevant information to ensure the process went smooth and flawless. Thank you.
Bonnie made my first time home buying experience so smooth and easy!!
Bonnie Harper was terrific through the whole process I cannot even imagine someone doing a better job. I think her customer service was well beyond what I have seen from other mortgage aagents. I highly recommend her to anyone with mortgage...
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Reply from Owner
June 29th, 2020 01:35 PM
Hi Bob, thanks for taking the time to rate our service 5-stars! We're happy to hear you had a terrific experience working with Bonnie Harper. We look forward to working with you again soon.
Bonnie is very detail oriented, and her follow-through is excellent. She stays on top of everything. Best person we have had in this role ever (and this is our fifth house, so we've done this several times).
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Positions
- Luminate Bank - Mortgage Loan OriginatorFeb 1st, 2025 - Current
Memberships
- NCCBOR
- BBB
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 728778
Awards
Presidents Club
Achievements
- Presidents Club
Hobbies
- fitness
- Realestate
- family
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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