

Bonnie Harper
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Bonnie is very personable and diligent when it comes to her work. Her communication is excellent and timeliness is unprecedented. I loved how she would email, text, or call based on necessity and broke down everything for a first time buyer...
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Bonnie was always on top of things and very communicative. We both shared a common work ethic and due diligence when it came to providing and receiving the information we needed in a timely manner. We made a great team!
Bonnie is an excellent lender and transaction partner. I always enjoy working with her and know my clients will receive exceptional service.
Bonnie was amazing to work with from start to finish! She's extremely professional and communicated very well.
Reply from Bonnie Harper
September 26th, 2026 09:09 PM
Jackie,
Thank you for your kind words and I could not have done without all your help. Thank you!
Bonnie was very helpful and knowledgeable. She made the process easy for us.
Bonnie was excellent. Very communicative and helpful!
Reply from Bonnie Harper
September 26th, 2026 09:11 PM
I'm glad to hear you found my communication and assistance helpful, Laura. It was a pleasure working with you, and I'm happy for you guys.
Bonnie communicated clearly and frequently throughout the process and was especially helpful in explaining what documentation would be sufficient, and why it was requested! Would recommend her services to others!
Reply from Bonnie Harper
September 26th, 2026 09:12 PM
I'm glad to hear that my communication and explanations were helpful to you, Mike. It's wonderful to know you'd recommend my services, and I'm thankful for the opportunity.
Bonnie is very efficient and gets things done FAST. Knows the industry in and out, offers great insight without being over-bearing. Made the process easy.
Bonnie was amazing! She answered every question, was quick to respond and very knowledgable in all areas of the purchasing process. Bonnie calmed my anxiety at times and was always encouraging. I have already recommended her to others and will...
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Reply from Bonnie Harper
August 3rd, 2026 12:21 PM
Sandy, I'm so grateful for your kind words and for recommending me to others. It's wonderful to know I could help ease your anxiety during the purchasing process. Thank you for trusting me with your needs You were pivotal in the process in...
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Bonnie Harper has received a review with 5 star rating from Eulalee C
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Positions
- Luminate Bank - Mortgage Loan OriginatorFeb 1st, 2025 - Current
Memberships
- NCCBOR
- BBB
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 728778
Awards
Presidents Club
Achievements
- Presidents Club
Hobbies
- fitness
- Realestate
- family
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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