

Bonnie Harper
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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This was our first experience using a lender. Michael Kushner was great . He explained the process in detail. He followed up.with emails and phone calls throughout the whole process to let us know what step we're at . He gave great advice on...
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Reply from Owner
May 18th, 2022 09:30 PM
Hi Cindy, thanks for taking the time to rate our service 5-stars! We're happy to hear you had a detailed and communicative experience working with Michael Kushner. We look forward to working with you again soon.
(Translated by Google) Thanks to Regan for their support and for being so quick with everything, and now we can buy our dream house. Thank you so much!(Original)Gracias a Regan por su apoyo que nos dieron,y fueron muy rápidos con todo, y asi...
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Reply from Owner
May 18th, 2022 09:26 PM
Hi Sandra, thanks for taking the time to rate our service 5-stars! We're happy to hear you had a supportive and fast experience working with Regan Turnbull. We look forward to working with you again soon.
Bonnie Harper has received a review with 5 star rating from Gerardo E
Reply from Owner
May 19th, 2022 02:20 PM
Gerãrdo, thanks for taking the time to rate our service. We're happy to hear you had a 5-star experience with us, and we look forward to working with you again soon!
The process could not have been easier and the communication was great.
Reply from Owner
March 4th, 2022 05:05 PM
Hi Richard, thanks for taking the time to rate our service 5-stars! We're happy to hear you had an easy and communicative experience working with the Evolve team in Newark. We look forward to working with you again soon.
I've used several other lenders to secure financing to purchase homes and to refinance. My experience with Michael Kushner at Evolve was hands down the very best! The clear communication by email and phone calls was great. There were no surprises...
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Reply from Owner
February 11th, 2022 09:48 PM
Hi Lisa, thanks for taking the time to rate our service 5-stars! We're happy to hear you had the best experience working with Michael Kushner. We look forward to working with you again soon.
Bonnie kept us up to date during the entire process. She is extremely knowledgeable and professional. She will be our “go to” next time.
Bonnie kept me informed every step of the way. She was very clear as to what I needed to do and why. She is very knowledgeable and a very hard worker. If everyone in any industry approached their jobs like Bonnie does hers, we wouldn’t be reading...
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Bonnie was always quick to get back to us. Texted back quickly easy to get ahold of. Advised us on many accounts as new homeowners unfamiliar with this process.
If I ever had any questions she was there to answer my questions she got back to me right away I never Had to wait for an answer it’s a pleasure working with her
The overall customer service experience was exceptional from start to finish. The values were defiantly upheld. Tabitha was great with response time, education and overall professionalism. As you can imagine being new to the process, there...
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Reply from Owner
December 28th, 2021 10:00 PM
Hi Garnisha, thanks for taking the time to rate our service 5-stars! We're happy to hear you had an educational and responsive experience working with Tabitha Fayson. We look forward to working with you again soon.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Positions
- Luminate Bank - Mortgage Loan OriginatorFeb 1st, 2025 - Current
Memberships
- NCCBOR
- BBB
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 728778
Awards
Presidents Club
Achievements
- Presidents Club
Hobbies
- fitness
- Realestate
- family
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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