Guild Mortgage - Bobby Lerma
Loan Officer | NMLS# 202913
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM(Open now)
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8 AM to 5 PM
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8 AM to 5 PM
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Reviews from Web
Bobby was great to work with. He is friendly, informative, knows his business, and is on top of his responsibilities. He was particularly helpful in determing the mathematically appropraite down payment amount based on my situation, as well...
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Reply from Guild Mortgage - Bobby Lerma
September 28th, 2026 03:26 PM
Thanks a bunch, Joe. Slow and steady won the race - you ended up in the perfect place. Hope you're happy there for a long time. Cheers!
Bobby and the entire crew were extremely attentive and helpful throughout the entire process of purchasing my first home on my own. He was patient to answer all my questions and eager to make sure I understood everything. Woukd be glad to use...
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Reply from Guild Mortgage - Bobby Lerma
August 6th, 2026 05:23 PM
That is extremely kind, Susan - thank you! You get the gold medal for communication and delivering on documentation requests. Especially taking into account how much you had on your plate - I appreciate YOU!
Bobby and his team were fantastic! They were able to close my condo in less than 30 days !! The entire process was smooth and everyone I worked with was helpful.
Reply from Guild Mortgage - Bobby Lerma
July 9th, 2026 05:05 PM
Thanks for mentioning the whole team, Maria - I'm one of many who get you across the finish line and I'm lucky to have great co-workers who are also total pros. Hope you're happy in your new home for a long time!
My buyers got a little bit of a bad taste in their mouth after some of the terms of their loan changed but in the end it worked out.
Reply from Bobby Lerma
July 9th, 2026 05:10 PM
Thanks for your frank review, Laurie. There are multiple sides to a story and the angles of this transaction changed multiple times, just about right up to closing. However it's broken down, I will use this one as learning experience and be...
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Guild Mortgage - Bobby Lerma has received a review with 5 star rating from Megan W
Bobby is the best loan officer I've ever worked with and I can't overstate how professional and ethical he is. Such a pleasure to work with him - he goes above and beyond for his clients.
Reply from Guild Mortgage - Bobby Lerma
April 29th, 2026 08:57 PM
I'm at little bit of a loss, here, Megan. Thank you, thank you, thank you for such a kind review. It was truly_my_ pleasure to work with you both and hope you guys are happy in that awesome new home for a long time.
Bobby is the absolute best! I'll never use anyone else ever again, and I will always refer him!
Reply from Bobby Lerma
April 29th, 2026 09:00 PM
Sammi! Thanks for the kind words. It was an honor to help you purchase your FIRST HOME - and what a great first home it is. And I'm crashing the housewarming party!
Bobby Lerma is a great loan officer. He takes the time to properly educate my clients, and provides options with no pressure - which leads to buyer-confidence and a stress-free mortgage process for my buyers.
Reply from Bobby Lerma
April 14th, 2026 02:03 PM
Luis, I appreciate your thoughtful feedback. I'm glad to hear that my approach to educating your clients and providing pressure-free options has been beneficial. It's important to me that buyers feel confident and at ease throughout the mortgage...
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Bobby added a personalized touch and ensured we were always doing what was best for my wife and I in this process. he was always super friendly and provided a great experience with what felt super overwhelming before working with him.
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Reply from Guild Mortgage - Bobby Lerma
April 4th, 2026 12:27 AM
Wow - thanks for this amazing review, Alex. It's always a privilege to work with first-time homebuyers, but the mutual interests and connection made this really fun for me. And such an easy loan with all the work you guys put into preparing...
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Our real estate team worked with Bobby for the first time during this transaction, and his knowledge, swift responses, and navigation of the transaction are all reasons why we will be continuing to work with him. As with almost any transaction,...
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Reply from Guild Mortgage - Bobby Lerma
March 18th, 2026 04:41 PM
I'm grateful for the opportunity to work with you and Lucy. It's rare to fully click with all members of a team, but that's what we have here. I feel the sum is greater than the parts, and that means our clients win. Here's to a bright future!...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Year Started
1960
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 202913
Disclaimer
I am authorized to do business in the states of Arizona, California, Minnesota, New Mexico, Oregon, Utah and Washington. AZ BK#0018883; AZ BKBR# 0120577; AZ LO Lic.# 0913383; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176; NMLS ID: 202913; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.