Billy Winfree

Billy and his team were great. They always answered any questions I had quickly and were very detail oriented. Made the home buying process very easy. Thank You.

The rates and credits towards closing where what made this deal work for me.

Great lender partner!

Loved working with Billy. Super responsive and organized which can be hard to find in this crazy market. Thanks for your help, Billy!

This is the third house we have bought and by far the smoothest and easiest process. The communication of the entire F&M team was par none and I would highly recommend them to anyone.

I have used some other companies in town (Churchill Mortgage) and some banks for previous home purchases. This was by far the most pain-free process for buying a house I have ever experienced. Also, the rate was better here then anywhere else....

Billy Winfree and team were AWESOME! Purchasing a home can be a harrowing experience but Billy and the team (Amber and Lauren) were responsive, informative and professional. I truly felt they had my best interest at heart. THANK YOU!

Professional, fast and a pleasure to work with. Would highly recommend Billy and his team to everyone.

Billy Winfree and his whole staff were very friendly and efficient. The whole process took only about 3 weeks. I would refer them to all of my friends and family.

I so appreciated the great rates — but I would have loved more communication on the front end about what the mortgage process entailed. It was an overwhelming and at times confusing process, and I wish I had scheduled a meeting to talk in person...