Guild Mortgage - Bill Oneal
Loan Officer | NMLS# 505778
I’m proud to be part of Guild Mortgage, one of the nation’s leading independent mortgage lenders. With Guild’s wide range of loan programs and my 26 years of mortgage experience, I help homebuyers and homeowners find financing solutions tha... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bill O'Neal and Megan and the entire team was a joy to work with during our loan process. We had some real problems and road blocks with our buyers that made closing very hard. If Jill and I had not been working with New American Funding -...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:17 PM
Brian, it was both a pleasure and a privilege to assist you through the loan process. It's great to know that despite the problems and roadblocks, our team managed to make your experience with us at New American Funding a positive one. Your...
read more
Bill O'Neal and Megan and the entire team was a joy to work with during our loan process. We had some real problems and road blocks with our buyers that made closing very hard. If Jill and I had not been working with New American Funding -...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:18 PM
Brian, it was both a pleasure and a privilege to assist you through the loan process. It's great to know that despite the problems and roadblocks, our team managed to make your experience with us at New American Funding a positive one. Your...
read more
Bill O'Neal and Megan and the entire team was a joy to work with during our loan process. We had some real problems and road blocks with our buyers that made closing very hard. If Jill and I had not been working with New American Funding -...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:18 PM
Brian, it was both a pleasure and a privilege to assist you through the loan process. It's great to know that despite the problems and roadblocks, our team managed to make your experience with us at New American Funding a positive one. Your...
read more
Bill O'Neal and Megan and the entire team was a joy to work with during our loan process. We had some real problems and road blocks with our buyers that made closing very hard. If Jill and I had not been working with New American Funding -...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:19 PM
Brian, it was both a pleasure and a privilege to assist you through the loan process. It's great to know that despite the problems and roadblocks, our team managed to make your experience with us at New American Funding a positive one. Your...
read more
New American Funding and Bill O'Neal and the entire team were FANTASTIC! They made the whole process wonderful. Professional and proficient, they will not let you down in this process. They also were personal and had great follow up during...
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Bill O’Neal
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:15 PM
I'm glad to hear that your experience was a positive one. It's always a pleasure to provide the best service possible and it's especially nice to know that my efforts have been appreciated. Thank you for choosing New American Funding of Salado...
read more
Bill O’Neal
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:15 PM
I'm glad to hear that your experience was a positive one. It's always a pleasure to provide the best service possible and it's especially nice to know that my efforts have been appreciated. Thank you for choosing New American Funding of Salado...
read more
Bill O’Neal
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:16 PM
I'm glad to hear that your experience was a positive one. It's always a pleasure to provide the best service possible and it's especially nice to know that my efforts have been appreciated. Thank you for choosing New American Funding of Salado...
read more
Bill O’Neal
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:16 PM
I'm glad to hear that your experience was a positive one. It's always a pleasure to provide the best service possible and it's especially nice to know that my efforts have been appreciated. Thank you for choosing New American Funding of Salado...
read more
Bill O’Neal
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:18 PM
I'm glad to hear that your experience was a positive one. It's always a pleasure to provide the best service possible and it's especially nice to know that my efforts have been appreciated. Thank you for choosing New American Funding of Salado...
read more
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About
I’m proud to be part of Guild Mortgage, one of the nation’s leading independent mortgage lenders. With Guild’s wide range of loan programs and my 26 years of mortgage experience, I help homebuyers and homeowners find financing solutions that fit their needs. Whether you’re buying your first home, moving up, downsizing, refinancing, or investing, I’ll provide clear guidance, strong communication, and personal service from our first conversation through closing. Mortgages can be complicated. Working with your loan officer shouldn’t be.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
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Memberships
- Vice President of Goodnight Amphitheater
- Pool owner - Lagoon Life Pools
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2026
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 505778
Achievements
- 25+ years of trusted mortgage lending experience
- Helping families achieve homeownership since day one
- Expert in personalized mortgage solutions
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Hobbies
- Beach life, working with tools, being creative,
Disclaimer
I am authorized to do business in the state of Texas.; NMLS ID: 505778; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.