Guild Mortgage - Bill Oneal
Loan Officer | NMLS# 505778
I’m proud to be part of Guild Mortgage, one of the nation’s leading independent mortgage lenders. With Guild’s wide range of loan programs and my 26 years of mortgage experience, I help homebuyers and homeowners find financing solutions tha... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bill genuinely cares about the people he helps to secure loans and helps them understand the process. He is positive and professional on every level. I am sure you will agree with me after working with Bill O'Neill. He won't waste your time...
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Bill genuinely cares about the people he helps to secure loans and helps them understand the process. He is positive and professional on every level. I am sure you will agree with me after working with Bill O'Neill. He won't waste your time...
read more
Bill genuinely cares about the people he helps to secure loans and helps them understand the process. He is positive and professional on every level. I am sure you will agree with me after working with Bill O'Neill. He won't waste your time...
read more
Bill genuinely cares about the people he helps to secure loans and helps them understand the process. He is positive and professional on every level. I am sure you will agree with me after working with Bill O'Neill. He won't waste your time...
read more
Bill genuinely cares about the people he helps to secure loans and helps them understand the process. He is positive and professional on every level. I am sure you will agree with me after working with Bill O'Neill. He won't waste your time...
read more
After 20 years in the business, HE KNOWS IT!!
During our loan process, without exception, Billy always called me back to answer my questions in just minutes. What's more, he almost always had the answers. He is knowledgeable and anticipates any problems before they arise. I would highly...
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During our loan process, without exception, Billy always called me back to answer my questions in just minutes. What's more, he almost always had the answers. He is knowledgeable and anticipates any problems before they arise. I would highly...
read more
During our loan process, without exception, Billy always called me back to answer my questions in just minutes. What's more, he almost always had the answers. He is knowledgeable and anticipates any problems before they arise. I would highly...
read more
During our loan process, without exception, Billy always called me back to answer my questions in just minutes. What's more, he almost always had the answers. He is knowledgeable and anticipates any problems before they arise. I would highly...
read more
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About
I’m proud to be part of Guild Mortgage, one of the nation’s leading independent mortgage lenders. With Guild’s wide range of loan programs and my 26 years of mortgage experience, I help homebuyers and homeowners find financing solutions that fit their needs. Whether you’re buying your first home, moving up, downsizing, refinancing, or investing, I’ll provide clear guidance, strong communication, and personal service from our first conversation through closing. Mortgages can be complicated. Working with your loan officer shouldn’t be.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
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Memberships
- Vice President of Goodnight Amphitheater
- Pool owner - Lagoon Life Pools
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2026
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 505778
Achievements
- 25+ years of trusted mortgage lending experience
- Helping families achieve homeownership since day one
- Expert in personalized mortgage solutions
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Hobbies
- Beach life, working with tools, being creative,
Disclaimer
I am authorized to do business in the state of Texas.; NMLS ID: 505778; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.