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Guild Mortgage - Bill Oneal - Loan Officer | NMLS# 505778 in Austin, TX

Guild Mortgage - Bill Oneal

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Loan Officer | NMLS# 505778

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I’m proud to be part of Guild Mortgage, one of the nation’s leading independent mortgage lenders. With Guild’s wide range of loan programs and my 26 years of mortgage experience, I help homebuyers and homeowners find financing solutions tha... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    D
    Douglas E M
    Salado, TX
    Posted on February 1st, 2025 11:12 PM
    Bill is a complete Professional with timely and great communication, throughout the loan process. I would highly recommend him for any mortgage needs you may have.
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:18 PM
    Appreciate the kind words, Douglas. It was a pleasure working with you through the mortgage process, and I'm glad everything went smoothly. Always striving to provide the best experience for my clients. Happy to help anytime you or anyone you...
    read more
  • Encompass
    D
    Douglas E M
    Salado, TX
    Posted on February 1st, 2025 11:12 PM
    Bill is a complete Professional with timely and great communication, throughout the loan process. I would highly recommend him for any mortgage needs you may have.
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:16 PM
    Appreciate the kind words, Douglas. It was a pleasure working with you through the mortgage process, and I'm glad everything went smoothly. Always striving to provide the best experience for my clients. Happy to help anytime you or anyone you...
    read more
  • Encompass
    D
    Douglas E M
    Salado, TX
    Posted on February 1st, 2025 11:12 PM
    Bill is a complete Professional with timely and great communication, throughout the loan process. I would highly recommend him for any mortgage needs you may have.
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:16 PM
    Appreciate the kind words, Douglas. It was a pleasure working with you through the mortgage process, and I'm glad everything went smoothly. Always striving to provide the best experience for my clients. Happy to help anytime you or anyone you...
    read more
  • Encompass
    D
    Douglas E M
    Salado, TX
    Posted on February 1st, 2025 11:12 PM
    Bill is a complete Professional with timely and great communication, throughout the loan process. I would highly recommend him for any mortgage needs you may have.
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:17 PM
    Appreciate the kind words, Douglas. It was a pleasure working with you through the mortgage process, and I'm glad everything went smoothly. Always striving to provide the best experience for my clients. Happy to help anytime you or anyone you...
    read more
  • Encompass
    D
    Douglas E M
    Salado, TX
    Posted on February 1st, 2025 11:12 PM
    Bill is a complete Professional with timely and great communication, throughout the loan process. I would highly recommend him for any mortgage needs you may have.
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:17 PM
    Appreciate the kind words, Douglas. It was a pleasure working with you through the mortgage process, and I'm glad everything went smoothly. Always striving to provide the best experience for my clients. Happy to help anytime you or anyone you...
    read more
  • Encompass
    D
    Douglas E M
    Salado, TX
    Posted on February 1st, 2025 11:12 PM
    Bill is a complete Professional with timely and great communication, throughout the loan process. I would highly recommend him for any mortgage needs you may have.
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:19 PM
    Appreciate the kind words, Douglas. It was a pleasure working with you through the mortgage process, and I'm glad everything went smoothly. Always striving to provide the best experience for my clients. Happy to help anytime you or anyone you...
    read more
  • Encompass
    P
    Philip M B
    Chico, CA
    Posted on November 9th, 2024 03:34 PM
    Working with Bill and his team was an incredibly easy and seamless process. Highly reccomend!
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:15 PM
    Hey Philip, thank you so much for your 5-star review and awesome feedback! It was a pleasure working with you as well. We're delighted to hear that you had a seamless and easy experience with our team. If you have any further needs or questions,...
    read more
  • Encompass
    P
    Philip M B
    Chico, CA
    Posted on November 9th, 2024 03:34 PM
    Working with Bill and his team was an incredibly easy and seamless process. Highly reccomend!
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:16 PM
    Hey Philip, thank you so much for your 5-star review and awesome feedback! It was a pleasure working with you as well. We're delighted to hear that you had a seamless and easy experience with our team. If you have any further needs or questions,...
    read more
  • Encompass
    P
    Philip M B
    Chico, CA
    Posted on November 9th, 2024 03:34 PM
    Working with Bill and his team was an incredibly easy and seamless process. Highly reccomend!
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:17 PM
    Hey Philip, thank you so much for your 5-star review and awesome feedback! It was a pleasure working with you as well. We're delighted to hear that you had a seamless and easy experience with our team. If you have any further needs or questions,...
    read more
  • Encompass
    P
    Philip M B
    Chico, CA
    Posted on November 9th, 2024 03:34 PM
    Working with Bill and his team was an incredibly easy and seamless process. Highly reccomend!
    Reply from Guild Mortgage - Bill Oneal
    September 11th, 2026 04:17 PM
    Hey Philip, thank you so much for your 5-star review and awesome feedback! It was a pleasure working with you as well. We're delighted to hear that you had a seamless and easy experience with our team. If you have any further needs or questions,...
    read more
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    About
    I’m proud to be part of Guild Mortgage, one of the nation’s leading independent mortgage lenders. With Guild’s wide range of loan programs and my 26 years of mortgage experience, I help homebuyers and homeowners find financing solutions that fit their needs. Whether you’re buying your first home, moving up, downsizing, refinancing, or investing, I’ll provide clear guidance, strong communication, and personal service from our first conversation through closing. Mortgages can be complicated. Working with your loan officer shouldn’t be.  
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    USDA Loans
    Cash-Out Refinances
    Non-QM
    DSCR Loans
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    Memberships
    • Vice President of Goodnight Amphitheater
    • Pool owner - Lagoon Life Pools
    • NMLS
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2026

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 505778
    Achievements
    • 25+ years of trusted mortgage lending experience
    • Helping families achieve homeownership since day one
    • Expert in personalized mortgage solutions
    • View All
    Hobbies
    • Beach life, working with tools, being creative,
    Disclaimer
    I am authorized to do business in the state of Texas.; NMLS ID: 505778; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.