Guild Mortgage - Bill Oneal
Loan Officer | NMLS# 505778
I’m proud to be part of Guild Mortgage, one of the nation’s leading independent mortgage lenders. With Guild’s wide range of loan programs and my 26 years of mortgage experience, I help homebuyers and homeowners find financing solutions tha... Show More
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Reviews from Web
As a first time homebuyer, Bill O’Neil was very helpful throughout the entire loan process. He answered any questions we had and was very patient in helping us understand the ins and outs. He helped get us the best interest rate possible for...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:18 PM
Its was my pleasure and my team and I have a goal to get 5 star reviews every time! Thank you and much success to you and your family.
As a first time homebuyer, Bill O’Neil was very helpful throughout the entire loan process. He answered any questions we had and was very patient in helping us understand the ins and outs. He helped get us the best interest rate possible for...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:19 PM
Its was my pleasure and my team and I have a goal to get 5 star reviews every time! Thank you and much success to you and your family.
As a first time homebuyer, Bill O’Neil was very helpful throughout the entire loan process. He answered any questions we had and was very patient in helping us understand the ins and outs. He helped get us the best interest rate possible for...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:15 PM
Its was my pleasure and my team and I have a goal to get 5 star reviews every time! Thank you and much success to you and your family.
As a first time homebuyer, Bill O’Neil was very helpful throughout the entire loan process. He answered any questions we had and was very patient in helping us understand the ins and outs. He helped get us the best interest rate possible for...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:15 PM
Its was my pleasure and my team and I have a goal to get 5 star reviews every time! Thank you and much success to you and your family.
As a first time homebuyer, Bill O’Neil was very helpful throughout the entire loan process. He answered any questions we had and was very patient in helping us understand the ins and outs. He helped get us the best interest rate possible for...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:16 PM
Its was my pleasure and my team and I have a goal to get 5 star reviews every time! Thank you and much success to you and your family.
As a first time homebuyer, Bill O’Neil was very helpful throughout the entire loan process. He answered any questions we had and was very patient in helping us understand the ins and outs. He helped get us the best interest rate possible for...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:16 PM
Its was my pleasure and my team and I have a goal to get 5 star reviews every time! Thank you and much success to you and your family.
As a first time homebuyer, Bill O’Neil was very helpful throughout the entire loan process. He answered any questions we had and was very patient in helping us understand the ins and outs. He helped get us the best interest rate possible for...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:18 PM
Its was my pleasure and my team and I have a goal to get 5 star reviews every time! Thank you and much success to you and your family.
Bill O'Neal, my loan officer, deserves a perfect 5-star rating for his exceptional dedication and hard work. He went above and beyond to secure the right loan with an affordable down payment within a remarkably short timeframe. From the beginning,...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:16 PM
Its was my pleasure to make this happen when I had to step in and take this to the finish line for you and your family. I look forward to the next transaction.
Bill O'Neal, my loan officer, deserves a perfect 5-star rating for his exceptional dedication and hard work. He went above and beyond to secure the right loan with an affordable down payment within a remarkably short timeframe. From the beginning,...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:16 PM
Its was my pleasure to make this happen when I had to step in and take this to the finish line for you and your family. I look forward to the next transaction.
Bill O'Neal, my loan officer, deserves a perfect 5-star rating for his exceptional dedication and hard work. He went above and beyond to secure the right loan with an affordable down payment within a remarkably short timeframe. From the beginning,...
read more
Reply from Guild Mortgage - Bill Oneal
September 11th, 2026 04:17 PM
Its was my pleasure to make this happen when I had to step in and take this to the finish line for you and your family. I look forward to the next transaction.
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About
I’m proud to be part of Guild Mortgage, one of the nation’s leading independent mortgage lenders. With Guild’s wide range of loan programs and my 26 years of mortgage experience, I help homebuyers and homeowners find financing solutions that fit their needs. Whether you’re buying your first home, moving up, downsizing, refinancing, or investing, I’ll provide clear guidance, strong communication, and personal service from our first conversation through closing. Mortgages can be complicated. Working with your loan officer shouldn’t be.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
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Memberships
- Vice President of Goodnight Amphitheater
- Pool owner - Lagoon Life Pools
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2026
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 505778
Achievements
- 25+ years of trusted mortgage lending experience
- Helping families achieve homeownership since day one
- Expert in personalized mortgage solutions
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Hobbies
- Beach life, working with tools, being creative,
Disclaimer
I am authorized to do business in the state of Texas.; NMLS ID: 505778; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.