Bill Mervin
Mortgage Branch Manager | NMLS# 313416
Bill and his team were fantastic to work with! Our family had been dreaming of purchasing a bigger home and we wanted to make sure that we went into the process with much care and diligence. Bill and his team answered all of our questions a... Show More
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Bill is great,I definitely recommend him and his team if you are looking to buy or specially if you are a first-time buyer and are worried about requirements other lenders have asked from you.Bill got me approved when other lenders wouldn't...
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Smooth s sailing with the best team! Never thought I would be able to purchase and they made it reality. Very responsive to needs and concerns and completed with efficiency. Thank you!
Reply from Owner
January 9th, 2026 10:00 AM
Hi, Linda. Thank you so much for leaving us a stellar review!
Had my mortgage and closed in record time. They customized a mortgage I could feel comfortable with and made sure my credit score was right where it needed to be. Thanks Bill and Team!
I was well educated during that process. Team is honest, fair, transparent and very accessible . Everything was smooth and simple. Would definitely recommend to my closest friends and family.
Reply from Owner
January 9th, 2026 10:00 AM
Hi, Ral. Thanks for taking the time to share your positive experience. We truly appreciate it!
I was well educated during that process. Team is honest, fair, transparent and very accessible . Everything was smooth and simple. Would definitely recommend to my closest friends and family.
Bill, is a great man! His communication was beyond my expectations. He explained everything thoroughly, kept me up to speed, was understanding, kind, and reliable.
Bill is very thorough. He explains things in a way that someone with no experience in finance or mortgages can understand. His communication was beyond my expectations. He was also kind and down to earth.
The portal is super easy for the sharing of documents. Was always able to reach someone. Communication was great.
Appreciate the help in every step of the process, and also the patience. Thank you!
Wonderful experience with Bill and his whole team!
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About
Bill and his team were fantastic to work with! Our family had been dreaming of purchasing a bigger home and we wanted to make sure that we went into the process with much care and diligence. Bill and his team answered all of our questions and concerns, and we especially appreciated how quick they were to respond and move to action. I would definitely recommend this team to anyone who is looking to purchase a home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 313416
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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