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Bill Hardin at CrossCountry Mortgage - Originating Branch Manager | NMLS #155764 in Johnson City, TN

Bill Hardin at CrossCountry Mortgage

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Originating Branch Manager | NMLS #155764

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Johnson City, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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5 Star
96%
4 Star
4%
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Reviews from Web
  • Encompass
    E
    Erin B I
    Bristol, TN
    Posted on August 29th, 2024 02:32 PM
    Billl is great to work with
    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    I'm thrilled to hear that you enjoyed working with me, Erin! Your satisfaction is my top priority at First Horizon Bank and it's always gratifying to receive such positive feedback. Thank you for the perfect rating. Looking forward to assisting...
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    Frank E I
    Bristol, TN
    Posted on August 29th, 2024 12:17 PM
    Bill was phenomenal
    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    I'm truly glad to hear that you had a great experience, Frank! Your satisfaction is the topmost priority for me and First Horizon Bank. It's fantastic to know that my service was up to your expectations. If you have any more banking needs in...
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    M
    Mary R G
    Bristol, TN
    Posted on August 28th, 2024 12:35 PM
    I am a repeat customer of Bill, and as always service and communication was top notch! From Bill and his processor Katie communication was spot on! Highly recommend First Horizon!
    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    I'm really glad to hear that you had another positive experience, Mary! Thanks so much for the kind words and for recognizing both myself and Katie. We pride ourselves on our communication and customer service at First Horizon Bank, so your...
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    Brenda W
    Kingsport, TN
    Posted on August 26th, 2024 06:02 PM
    Bill was awesome; he was on top of everything. He responded immediately! He made working with the computer site bearable.
    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    I truly appreciate your feedback, Brenda. It's wonderful to know that you had a positive experience with me at First Horizon Bank. I strive to ensure that every interaction with our customers is as convenient and efficient as possible, so I'm...
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    M
    Michael J G
    Elizabethton, TN
    Posted on July 30th, 2024 12:48 AM
    Bill Hardin was amazingly helpful during the entire process. He went above and beyond when it came to answering my questions, even after hours.
    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    I'm truly glad to hear that you found our interaction so beneficial, Michael. Your satisfaction is my top priority and I'm happy to know that I was able to meet your expectations. I assure you that First Horizon Bank and I will continue putting...
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    Lori J G
    Elizabethton, TN
    Posted on July 29th, 2024 07:52 PM
    Thank you Bill, for your availability in answering questions and addressing any concerns throughout the process! Everything was very easy to follow and straightforward. Excellent communication and customer service!
    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    Thank you Lori for your kind review! I'm thrilled to hear that the process was straightforward and easy to follow. At First Horizon Bank, we strive to provide excellent communication and customer service. Your feedback truly means a lot. If...
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    R
    Robert A H
    Unicoi, TN
    Posted on July 12th, 2024 05:27 PM
    Bill Hardin was very, very helpful through this process. Very patient and understanding since it has been 30 yrs from my last mortgage application. The process was somewhat confusing. Needing certain items with no online explanation. Then the...
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    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    I appreciate the time you took to provide your feedback, Robert. I'm really glad to hear that you found my assistance helpful during your mortgage application process. I completely understand how the process can be confusing, especially if...
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    Travis D H
    Blountville, TN
    Posted on June 22nd, 2024 12:34 AM
    Solid communication, prompt response time.
    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    I truly appreciate your feedback, Travis. It's great to hear that you were satisfied with our communication and response time. Your kind words and the 5-star rating mean a lot to us here at First Horizon Bank. We always strive to provide the...
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    J
    Justin L M
    Kingsport, TN
    Posted on May 10th, 2024 02:52 PM
    Bill worked very hard helping me through this entire process. It didn’t matter what time it was or what day it was, if I had a question he was responding with an answer. I’ve never worked with a more professional lender than Bill. He’s got...
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    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    Thank you so much for your kind words, Justin. I'm glad that you were satisfied with my service and that I was able to assist you throughout the buying process. Your satisfaction is my top priority and I'm thrilled to hear that. It was a pleasure...
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  • Encompass
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    Calvin D P
    Kingsport, TN
    Posted on May 3rd, 2024 12:17 PM
    Bill made the entire loan process easy and quick. Bill is a fantastic loan officer and I would recommend him to anyone needing a mortgage!
    Reply from Bill Hardin at CrossCountry Mortgag...
    October 21st, 2025 03:24 PM
    I greatly appreciate your positive feedback, Dewayne! It was my pleasure to assist you throughout the loan process. Your recommendation means a lot to me and the entire team at First Horizon Bank. I strive to provide the best service and I'm...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Johnson City, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #155764 | Branch NMLS #2791261
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 155764
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS