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Bill Ezell - Synergy One Lending
Sr. Loan Officer | NMLS #172643
Highly accomplished professional ranked in the top originator in closed loans by Scotman’s Guide for the magazine (most recently 2026) as a Gold Star professional in the Denver metro market for the past twelve years.
Experienced loan profes... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
really knows his stuff and he has a great energy about him that just gets things done correctly. His sense of urgency really helped us close our deal.
Reply from Bill Ezell
July 3rd, 2025 10:46 PM
I'm thrilled to hear that my expertise and energy positively impacted your experience. It's great to know that my sense of urgency helped in closing your deal. Thank you for your kind words and for choosing Synergy One Lending, Inc.
Unfortunately, Bill was representing companies that are not BBB compliant and who use questionable verification services (PLAID), and he had a limited ability to either to correct problems inherent in the Synergy models or to accurately predict...
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Reply from Bill Ezell
July 3rd, 2025 10:56 PM
I agree that we used Figure for the HELOC, which is a third-party provider that works very well when all the income links can be imported from a bank. The issue was trying to get the documents reviewed that couldn't be imported. The purchase...
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Bill and his team did a great job keeping me (the listing agent) informed about what was going on. He made me aware upfront about any potential red flags. The transaction was smooth and the communication was great.
Reply from Bill Ezell
July 7th, 2025 02:41 PM
I'm thrilled to hear that you found our communication effective and the transaction smooth. Keeping you informed and addressing potential concerns upfront is always our priority. Thank you for your positive feedback, Nathan. It was a pleasure...
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Bill Ezell - Synergy One Lending has received a review with 4 star rating from J H
Reply from Owner
September 16th, 2025 05:24 PM
Listing agent that I appreciate your positive rating, J. If there's ever anything more you'd like to share or discuss, please feel free to reach out.
Bill helped figure out the best strategy for us to get into a home to help with price and timing. A great guy to have on your team!
Reply from Bill Ezell
June 9th, 2025 10:26 PM
I'm glad I could assist you in finding the best strategy for your home purchase. It was a pleasure working with you, and I appreciate your kind words. If you have any further questions or need assistance in the future, please feel free to reach...
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Working with Synergy One Lending was comforting and easy. Everyone who helped us was kind and professional but also very knowledgeable. Special thanks to Bill Ezel for helping us from start to finish. I would highly recommended this company....
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Reply from Owner
June 4th, 2025 03:26 PM
I'm thrilled to hear that your experience with Synergy One Lending was comforting and easy. It was my pleasure to assist you throughout the process. Thank you for your kind words and recommendation.
Bill is a joy to work with. He is incredibly knowledgeable and honest which was exactly what we needed during the home buying process. He helped us get the best rate possible and was always available to answer our questions. We would love to...
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Reply from Bill Ezell
September 29th, 2025 03:34 PM
Sarah, your feedback truly means a lot to me. I’m glad to hear that my knowledge and honesty met your needs during the home buying process. Helping you secure the best rate possible and being available for your questions was my pleasure. I'm...
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The confidence that you could get the loan done, the lenders available to you to get the loan done and the team available to do what was promised. Fantastic experience.
Reply from Bill Ezell
May 21st, 2025 04:49 PM
I'm thrilled to hear that you had such a fantastic experience with us, David. It was a pleasure working with you to secure your loan, and I'm glad our team's efforts met your expectations. Thank you for your trust and confidence in Synergy...
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Great communication and helpful
Reply from Bill Ezell
May 5th, 2025 03:20 PM
I'm glad to hear that you found the communication helpful during your experience. It was my pleasure to assist you. If you have any further questions or need additional support, please feel free to reach out.
Bill is passionate about his work and is always willing to give advice or talk to a client to assess what would be the best route for their particular situation. Bill is a stellar mortgage professional.
Reply from Bill Ezell
May 7th, 2025 06:33 PM
I'm thrilled to hear that you found my advice and dedication helpful. It's always my goal to ensure that each client receives personalized guidance for their situation. Thank you for your kind words and trust in my services.
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About
Highly accomplished professional ranked in the top originator in closed loans by Scotman’s Guide for the magazine (most recently 2026) as a Gold Star professional in the Denver metro market for the past twelve years.
Experienced loan professional with a wide depth of knowledge from down payment assistance programs (0% seconds, grants), VA, FHA, USDA, Conventional loans, to Jumbo loans in the millions.
Specialized in alternative documentation loans for self-employed and investors
Expanded homeownership, with about 50% of total loan production in purchase money loans.
Proven track record with 100% of my business coming from direct referrals from realtors and the other half of the remaining business from existing clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential mortgages- VA, FHA, USDA, convectional and non-qualified mortgages.
Non-qualified mortgage include- Bank deposit income, debt service coverage on investment properties.
Home equity lines- artificial intelligence option, listing properties ok, and can close in about a week
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 172643
- Colorado
- Florida
Gallery
Awards
Achievements
- Scotsman's Guide ranked top 1% nationally seven out of the last eight years
- Five Star rating- local top loan rating twelve years in a row
Hobbies
- Snow skiing
- Hiking
- Snow shoeing
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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